Mobile home insurance made for you
Protect your mobile home with top-rated coverage that could save you money.
Get affordable mobile home insurance in 3 simple steps
Whether you do it yourself online or speak with one of our friendly representatives over the phone, Kin makes it easy to find coverage.
Property info
Customize your quote
Get covered
Tell us about your home.
Answer a few basic questions and we’ll generate your home insurance quote in minutes.
Personalize your policy.
Customize your coverages, limits, and deductibles to get the protection you need.
Get covered.
Review your quote and sign your application online. Any questions? Our licensed agents are here to help.
What does mobile home insurance cover?
Rest easy knowing your coverage protects what matters most.
Dwelling coverage
for the actual structure of your home, inside and out.
Other structures
for things like your detached garage or shed.
Personal property
for your personal belongings that make your house a home.
Loss of use
for additional living expenses when a covered loss forces you to temporarily relocate.
Personal liability
if you accidentally cause someone bodily injury or property damage.
Medical payments
if a guest is injured on your property.
Why you'll love Kin
From small claims to disasters, we're here to help you recover quickly.
Here to help
We reach out before and after major weather events to make sure you’re okay — and to assist if you need to file a claim.
24/7 claims support
Easily file a claim over the phone with a member of our support team or online in your Customer Portal.
5-star care
Our licensed insurance experts are available to help via email, phone, or live chat.
Common questions about mobile home insurance
Is mobile home insurance required?
No, mobile home insurance isn’t required by law in any state, but almost all mortgage lenders require it before you can buy a home. Even if your lender doesn’t require home insurance, it’s a good financial investment that can save you thousands of dollars in out-of-pocket repair costs.
What do I need to have in order to qualify for mobile home insurance?
To qualify for the best rates, insurance providers may require mobile homes to:
-
Have anchored tie-downs in accordance with state, city, and county regulations.
-
Be skirted or have a fully enclosed foundation.
-
Have handrails anywhere with three or more steps.
-
Be owner occupied.
-
Be well maintained.
Can I get insurance for older mobile homes?
Mobile homes built after 1976 are technically called “manufactured homes,” not mobile homes. That’s because they adhere to the HUD Manufactured Home Construction and Safety Standards, which makes them safer and more durable. As a result, Kin can’t offer coverage for mobile homes built prior to 1976. These homes may have a tough time getting insured without adherence to federal building codes.
}}?auto=webp&width=590&height=390&crop=59:39)