Mobile home insurance in Arizona
Find coverage that fits your home — and your budget.
Get affordable mobile home insurance in 3 simple steps
Whether you do it yourself online or speak with one of our friendly representatives over the phone, Kin makes it easy to find coverage.
Property info
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Tell us about your home.
Answer a few basic questions and we’ll generate your home insurance quote in minutes.
Personalize your policy.
Customize your coverages, limits, and deductibles to get the protection you need.
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Review your quote and sign your application online. Any questions? Our licensed agents are here to help.
What does mobile home insurance cover in Arizona?
Rest easy knowing your coverage protects what matters most.
Dwelling coverage
for the actual structure of your home, inside and out.
Other structures
for things like your detached garage or shed.
Personal property
for your personal belongings that make your house a home.
Loss of use
for additional living expenses when a covered loss forces you to temporarily relocate.
Personal liability
if you accidentally cause someone bodily injury or property damage.
Medical payments
if a guest is injured on your property.
Why you'll love Kin
From small claims to disasters, we're here to help you recover quickly.
Here to help
We reach out before and after major weather events to make sure you’re okay — and to assist if you need to file a claim.
24/7 claims support
Easily file a claim over the phone with a member of our support team or online in your Customer Portal.
5-star care
Our licensed insurance experts are available to help via email, phone, or live chat.
Common questions about Arizona mobile home insurance
What’s the average cost of mobile home insurance in Arizona?
Due to the increased risk of damage from natural disasters, as well as the construction materials used to manufacture mobile homes, mobile home insurance is usually a bit more expensive than traditional home insurance. In Arizona, the average cost of home insurance is $917 per year, according to the latest data from the National Association of Insurance Commissioners in 2021, but many states have seen significant price increases since then, and you can expect mobile home insurance to be more expensive.
What factors affect mobile home insurance rates in Arizona?
Arizona's mobile home insurance rates are influenced by wildfire risks, inflation, and limited building supplies. But the cost of your insurance also depends on exactly where you live, the age of your home, your home’s characteristics, and other factors.
Is mobile home insurance required in Arizona?
No, mobile home insurance isn’t required by law in any state, including Arizona, but almost all mortgage lenders require it before you can buy a home. Even if your lender doesn’t require home insurance, it’s a good financial investment that can save you thousands of dollars in out-of-pocket repair costs.
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