Last Modified: July 21, 2021
Kin provides this privacy policy (“Privacy Policy”) to describe the information we collect, how we use it, and when and with whom we share it. This Privacy Policy applies to information that we collect and use about you when you access or use our website located at kin.com (the “Website”) or any product or service made available through the Website (together with the Website, the “Services”), including when you call or write to us.
Any reference made in this Privacy Policy to “Kin” shall be deemed to have been made to Kin Interinsurance Network, a Florida reciprocal insurance exchange; Kin Insurance, Inc., a Delaware corporation; Kin Risk Management, LLC, a Florida limited liability company; Kin Insurance Network Distributor, LLC, a Delaware limited liability company; Kin MGA, LLC, a Delaware limited liability company; and Kin Insurance Technology Hub, LLC, a Delaware limited liability company (collectively, these entities are referred to in these Terms as “Kin”, “we”, “us”, or “our”). Any defined terms used but not defined in this Privacy Policy are defined in the Terms located at kin.com/terms.
By accessing the Website or using the Services, you agree to this Privacy Policy. Kin may amend this Privacy Policy from time to time, at its sole discretion. It is our policy to post any changes we make to our Privacy Policy on this page. The date of the most recent revision to the Privacy Policy is identified herein. You are responsible for periodically visiting our Website and this Privacy Policy to check for any changes.
Kin’s California Privacy Policy (available at kin.com/privacy/ca) applies solely to consumers accessing the Services under California law, notwithstanding anything to the contrary set forth in this Privacy Policy.
We obtain information about you through the means discussed below when we provide the Services. Please note that we need certain types of information to provide the Services to you. If you do not provide us with such information, or if you ask us to delete that information, you may no longer be able to access or use certain Services.
We may collect information that you provide directly to us:
We may obtain information about you from affiliates and non-affiliated third parties, which may include, but is not limited to:
We may combine information that we collect from you through the Services with information that we obtain from such third parties and information derived from other products or services we provide.
We may collect information that does not individually identify you, such as information about your internet connection, the equipment that you use to access our Services, and how you use our Services. We may aggregate such information into non-personal, statistical information about your use of the services, which we refer to as ‘Usage Information.’ This information allows us to optimize the Services to the internet connections and equipment that are used to visit the Website. For instance, in order to make the Services better, we may collect information on: how long you use the Services; whether you have used the Services before and on how many occasions; how frequently you use the Services; and at which point you exit the Services. We collect this information directly from you when you provide it to us and automatically as you navigate through and interact with our Services. Information collected this way includes: (a) details of your visits to our Services, including traffic data, location data, logs, other communication data, and the resources that you access and use on the Website; and (b) information about your computer and internet connection, including your IP address, operating system, and browser type. The technologies we use for automatic data collection of information from our Services may include:
We use your information for business and commercial purposes, such as:
We may combine information that we collect from you through the Services with information that we obtain from affiliated and nonaffiliated third parties, and information derived from any other products or services we provide.
We may aggregate and/or de-identify information collected through the Services. We may use de-identified or aggregated data for any purpose, including without limitation for research and marketing purposes and may also share such data with any third parties.
We may share or disclose information in the following ways:
We use third-party service providers (“Service Providers”) in order to efficiently provide our Services to you. Service Providers perform tasks including, but not limited to, verifying information that you provide. Some Service Providers will collect information directly from you and provide us with relevant data. We may use this information to carry out our obligations or enforce our rights. Information collected from Service Providers is governed by their privacy policies. You should view the privacy policies of Service Providers before providing information to them. If you interact with a third-party, the third-party may have access to your Personal Information, even though we do not disclose your Personal Information for these purposes without your consent.
We may provide links to other websites in a format that enables us to keep track of whether and how often these links have been followed. Once you leave the Website by linking to another site, we assume no responsibility for the information collection or privacy practices of that site and you should read applicable privacy notices before providing any information.
We strive to provide you with choices regarding the information you provide to us.
You may limit Kin’s sharing of each of the following by making a request via telephone, email, or mail to the Contact Information listed below:
You are entitled to receive a free copy of your consumer report directly from the consumer reporting agency we utilize.
To receive your report, contact:
LexisNexis Consumer Center P.O. Box 105108 Atlanta, GA, 30348
To dispute your report, contact:
LexisNexis Consumer Center P.O. Box 105108 Atlanta, GA, 30348
You may send us an email at support@kin.com to request access to, correct, or delete any Personal Information that you have provided to us. We may not accommodate a request to change information if we believe the change would violate any law or legal requirement, the terms of your applicable insurance policy, or cause the information to be incorrect.
We take commercially reasonable measures to protect against the loss, misuse, and unauthorized access or disclosure, alteration and destruction of your Personal Information by aiming to maintain appropriate physical, procedural, and electronic safeguards to protect your personal data, including:
The safety and security of your information also depend on you. Where we have given you (or where you have chosen) a password for access to certain parts of our Website, you are responsible for keeping this password confidential. We ask you not to share your password with anyone.
Unfortunately, the transmission of information via the internet is not completely secure. Although we do our best to protect your personal information, we cannot guarantee the security of your personal information transmitted to our Website. Any transmission of personal information is at your own risk. We are not responsible for circumvention of any privacy settings or security measures contained on the Website.
Our Services are not intended for children under 18 years of age. No one under the age of 18 may provide any Personal Information on the Website or through the Services. We do not knowingly collect Personal Information from children under 18. If you are under 18, do not use or provide any information on the Service. If we learn we have collected or received Personal Information from a child under 18 without verification of parental consent, we will delete that information. If you believe we might have any information from or about any child under 18, please contact us at support@kin.com.
To make any requests, ask questions or comment about this Privacy Policy and our privacy practices, contact us:
If any provision of this Privacy Policy is deemed invalid by a court of competent jurisdiction, the invalidity of such provision shall not affect the validity of the remaining provisions of this Privacy Policy, which shall remain in full force and effect, provided, however, that in such event this Privacy Policy shall be interpreted so as to give effect, to the greatest extent consistent with, and permitted by applicable law, to the meaning and intention of the excluded provision as determined by such court of competent jurisdiction.
This Privacy Policy shall be governed by the laws of the State of Illinois, without respect to its conflict of laws principles. We each agree to submit to the personal and exclusive jurisdiction of the courts located in Illinois, the State of Illinois, and waive any jurisdictional, venue, or inconvenient forum objections to such courts.
California resident? View our California Privacy Policy.
Get our latest stories curated just for you.