For Every New Normal

Simple, personalized, affordable home insurance designed for you.

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Easy

Customize your coverage in a few quick clicks and file claims instantly. Our 5-star team is ready to help.

All about you

We’re a member-owned insurance company that’s customer-focused by design. Our interests are fully aligned.

Affordable

We sell direct and use technology to keep costs low and pass savings on to you. Customers save $500 on average.

Mary Dickson

I don’t know why anyone wouldn’t switch to Kin.

Mary Dickson

Policyholder in Sanford, Florida

After discovering an insurance-buying process that was actually pleasant, a homeowner in Sanford, Florida, wants everyone she knows to switch to Kin.

Rated Excellent with 4.8 out of 5 stars in 1,767 reviews on TrustPilot; go to Trustpilot reviews opens in new window
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What We Can Cover

Our coverage is designed to fit your home, needs, and budget. Learn how we protect what you love.

    Vacation Home Insurance

    Get coverage for your home away from home.
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    Home Insurance

    Get protection for disasters big and small.
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    Condo Insurance

    Cover your unit’s interior from the walls in, your personal property, and more.
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    Mobile Home Insurance

    Protect your mobile home, other structures, belongings, personal liability, and more.
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    Flood Insurance

    Add this essential coverage to your policy to cover damage from storm surges.
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    Landlord Insurance

    Cover property you own that you rent out short-term or long-term.
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You Can Count on Us

With our “A – Exceptional” financial stability rating, we can help our customers through everything – from everyday claims to catastrophes. Check out our stats as of July 1, 2023.

  • $730

    Average savings reported by homeowners who switched to Kin between July 2022 and July 2023.

  • 81

    Average Net Promoter Score from July 1, 2022 to June 30, 2023 (Home insurance industry average is 42)

  • 4.6

    Out of 5 average customer satisfaction rating

  • 160K+

    Policies bound since 2016

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You Can Count On Us

Kin goes a step further, allowing it to better price the risk of homes in states where climate change-related disasters are on the rise.

Fast Company

The 10 most innovative finance companies of 2020
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