Affordable home insurance made easy

Get the protection you need at a price that makes sense for you.


Customize your coverage in a few quick clicks and file claims instantly. Our 5-star team is ready to help.

All about you

We’re a member-owned insurance company that’s customer-focused by design. Our interests are fully aligned.


We sell direct and use technology to keep costs low and pass savings on to you. Customers save over $900 on average.*

Mary Dickson

I don’t know why anyone wouldn’t switch to Kin.

Mary Dickson

Policyholder in Sanford, Florida

After discovering an insurance-buying process that was actually pleasant, a homeowner in Sanford, Florida, wants everyone she knows to switch to Kin.

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What we can cover

Our coverage is designed to fit your home, needs, and budget. Learn how we protect what you love.

You Can Count on Us

With our “A – Exceptional” financial stability rating, we can help our customers through everything – from everyday claims to catastrophes. Check out our stats as of September, 2023.

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You Can Count On Us

Kin goes a step further, allowing it to better price the risk of homes in states where climate change-related disasters are on the rise.

Fast Company

The 10 most innovative finance companies of 2020

About Kin

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