Affordable home insurance made easy

Get the protection you need at a price that makes sense for you.

Continue your saved quote

Easy

Customize your coverage in a few quick clicks and file claims instantly. Our 5-star team is ready to help.

All about you

We’re a member-owned insurance company that’s customer-focused by design. Our interests are fully aligned.

Affordable

We sell direct and use technology to keep costs low and pass savings on to you. Customers save over $900 on average.*

Mary Dickson

I don’t know why anyone wouldn’t switch to Kin.

Mary Dickson

Policyholder in Sanford, Florida

After discovering an insurance-buying process that was actually pleasant, a homeowner in Sanford, Florida, wants everyone she knows to switch to Kin.

Rated Excellent with 4.8 out of 5 stars in 1,767 reviews on TrustPilot; go to Trustpilot reviews opens in new window
Read Customer Reviews

What we can cover

Our coverage is designed to fit your home, needs, and budget. Learn how we protect what you love.

You Can Count on Us

With our “A – Exceptional” financial stability rating, we can help our customers through everything – from everyday claims to catastrophes. Check out our stats as of September, 2023.

  • $917

    *Average savings reported by homeowners who switched to Kin between Sep. 2022 and Sep. 2023.

  • 80

    Average Net Promoter Score from Sep. 2022 to Sep. 2023 (Home insurance industry average is 42)

  • 4.6

    Out of 5 average customer satisfaction rating

  • 160K+

    Policies bound since 2016

Learn More
You Can Count On Us

Kin goes a step further, allowing it to better price the risk of homes in states where climate change-related disasters are on the rise.

Fast Company

The 10 most innovative finance companies of 2020
About Kin

Start Saving on Your Home Insurance

Continue your saved quote