The Home for Better Insurance
Simple, personalized, affordable home insurance designed for you.

Easy
Customize your coverage in a few quick clicks and file claims instantly. Our 5-star team is ready to help.
Affordable
We sell direct and use technology to keep costs low and pass savings on to you. Customers save $500 on average.
All about you
We’re a member-owned insurance company that’s customer-focused by design. Our interests are fully aligned.

I don’t know why anyone wouldn’t switch to Kin.
After discovering an insurance-buying process that was actually pleasant, a homeowner in Sanford, Florida, wants everyone she knows to switch to Kin.
What We Can Cover
Our coverage is designed to fit your home, needs, and budget. Learn how we protect what you love.
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Home Insurance
Designed to protect you from disasters big and small.
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Condo Insurance
Covers your unit’s interior from the walls in, your personal property, and more.
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Hurricane Protection
Covers for hurricane wind damage.
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Flood Protection
Homeowners insurance endorsement to cover for home damages caused by storm surges.
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Wildfire Protection
Covers for fire, smoke, and soot damage.
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Earthquake Protection
Covers the expenses associated with earthquake damage.
You Can Count on Us
With our “A – Exceptional” financial stability rating, we can help our customers through everything – from everyday claims to catastrophes.
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$500
Average customer savings when they switch to Kin
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$7.3MM
Paid out in claims
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85
Net Promoter Score in an industry that averages 35
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4.8
Out of 5 average customer satisfaction rating

Kin goes a step further, allowing it to better price the risk of homes in states such as California and Florida, where climate change-related disasters are on the rise.
Start Saving on Your Home Insurance