Home insurance demystified

• disaster preparedness

Home insurance and disaster preparedness

• insurance tips

What is a 4-point inspection?

You might need this inspection if you own an older home. The good news: it's usually pretty quick and may open up more home insurance options for you.

• costs

How to lower home insurance costs

No one wants to pay more for insurance than they have to. Make sure you're doing all you can to save on your coverage with these tips.

• insurance tips

Your home insurance score explained

Find out what factors insurers look at when they create an insurance score.

• insurance tips

How to compare home insurance quotes in 3 easy steps

Learn how to compare quotes to make sure you're actually getting the best deal.

• costs

Do credit scores affect home insurance rates?

Gaining insight on when and where insurers consider your credit score can help you improve your credit-based insurance (CBI) score, leading to better rates.

• insurance tips

Does home insurance cover water damage?

Yes, homeowners insurance does cover some types of water damage, but a standard policy does not cover flood damage.

• costs

Average cost of home insurance

Find out how much home insurance costs and how to reduce your insurance bill.

• insurance tips

What is a wind/hail deductible?

• insurance tips

What is a home insurance deductible?

Your home insurance policy may have more than one deductible. Learn more here.

• costs

How to do a homeowners insurance estimate

Want a ballpark figure for your premium? Here's how to estimate your home insurance costs.

• insurance tips

What happens to homeowners insurance when someone dies?

Your insurance company can help you figure out next steps, whether that means rewriting the policy or closing it out.