Research at Kin
Kin’s 2026 Midyear Homeownership Report: Rising costs, a frozen market, and homeowners under pressure
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37% of Georgia homeowners say Hurricane Helene changed their views on owning a home in the state
Hurricane Helene reshaped how Georgia homeowners view risk, insurance, and affordability. See what the data reveals about the road ahead.
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More than 1 in 3 Texas homeowners say it was 'somewhat' or 'very' difficult to find insurance coverage
New data reveals 37% of Texas homeowners struggle to find affordable texas home insurance. See our study on rising costs & severe weather.
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60% of California homeowners have struggled to find affordable home insurance over the last three years
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More than half of American homeowners say “debt freedom” has replaced homeownership as the American Dream
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75% of American homeowners say home renovation TV shows make DIY projects look “easier and cheaper” than reality
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Gen Z homeowners are 27% more likely to have “buyer’s remorse” than previous generations
Plus, nearly half of American homeowners say ownership has increased their stress.
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48% of US homeowners shy away from these disaster-prone states
Extreme weather is reshaping where Americans want to live: Nearly three out of 10 would avoid purchasing a home in Florida or California due to disaster risks.
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18% of American homeowners say they’re underinsured
Nearly 1 in 5 homeowners don’t have enough coverage to fully replace or repair their home in the event of a loss.
