We're the home insurance company for every new normal.
Kin’s mission is to reimagine home insurance For Every New Normal. While other insurers struggle to handle a fast-changing world, Kin is built for the future and prepared to meet its challenges head on while helping our customers do the same.
Because of our technology and direct-to-consumer model, we provide affordable pricing without compromising coverage, even in areas most impacted by climate change.
We're fully licensed and our carriers, Kin Interinsurance Network and Kin Interinsurance Nexus Exchange, are both rated A, Exceptional, by Demotech, Inc., meaning we have the financial strength to help our customers through everyday claims and game-changing catastrophes.
Our technology simplifies everything.
Customize your coverage in a few quick clicks and file claims instantly. Our 5-star team is ready to help.
We make affordable home insurance.
We sell direct and use technology to keep costs low and pass savings on to you. Customers report saving over $917 on average.
You’re part of the future of insurance.
We're a member-owned insurance company that's customer-focused by design. Our interests are fully aligned, full stop.
Average savings reported by homeowners who switched to Kin between December 2022 and December 2023
Average Net Promoter Score for 2023 (Home insurance industry average is 42.)
Out of 5 average customer service satisfaction
Policies bound since 2016
With Kin, you have your choice of a DIY online experience or world-class personal assistance from our in-house licensed experts. We recommend the appropriate coverage for each home and customize your policy based on your needs.
On average, customers report saving more than $900 when they switch to Kin. We constantly innovate to develop new discounts and to create affordable coverage options. Learn how we launched our mobile home insurance in record time with your needs in mind.
We built Kin to put our customers first, and based on our excellent customer reviews, we're on the right track. Our carrier is structured as a reciprocal insurance company, which is a fancy way of saying when you're a Kin policyholder, you literally own part of our company. You have a voice in what we do, and our Subscribers' Advisory Committee ensures it. Plus, we partner with nationally and regionally trusted home service providers to help reduce losses and damage to your home.
Collectively, our team has decades of experience in finance, insurance, and technology. But more than anything, we are problem-solvers eager to rebuild the insurance industry.
Co-Founder and Chief Executive Officer
Chief Finance Officer
Chief Insurance & Compliance Officer
Chief Technology Officer
At Kin, we value dreaming big, tackling challenges, being transparent, and working together to make a lasting impact on our industry. Come learn and grow with us.
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