Home insurance demystified
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New construction insurance: What you need to know
New construction insurance, also known as builders risk insurance, protects your home build or renovation project while construction is underway.
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Home insurance inspection: What to expect, why inspections affect your premium, and how to prepare
Learn what home insurance inspectors look for and how to prepare for your property evaluation. Avoid a higher premium or policy cancellation.
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What is second home insurance and do you need it?
If you have a vacation house, you'll need second home insurance. Learn how second home insurance works, what’s covered, and how to find a policy.
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Does home insurance cover sewer lines?
Homeowners insurance covers sewer lines damaged by a covered peril. Additional coverages, like water backup insurance, can further protect your sewers lines.
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What is an insurance quote, and how do I get one?
Find out what you need to know about insurance quotes, including key factors that influence premiums, how to get a quote, and expert comparison tips.
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What is water backup coverage?
Water backup insurance is a policy add-on that can help cover the cost of damage from issues like clogged drains and failed sump pumps.
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What is HO-6 insurance?
Read aobut HO-6 insurance policy so you can get the right coverage for your conod.
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What is an insurance endorsement?
An insurance endorsement can modify your policy to extend, reduce, or exclude coverage. Learn more about home insurance endorsements.
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What is ordinance or law coverage for homeowners?
Ordinance or law coverage is part of a standard home insurance policy. It helps cover the cost of upgrading your home to meet building codes after a covered loss.
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What is replacement cost coverage in home insurance?
Understand replacement cost coverage (RCV), how it works in home insurance, its difference from actual cash value (ACV), and the various coverage types.
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How do home insurance companies pay out claims?
Insurers usually pay out your claim in installments, but the timeline depends on damages and your state’s laws.
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How to file a homeowners insurance claim
Don't stress over damage. Learn exactly how to file a home insurance claim, plus tips to make the process go smoothly.
