Home insurance demystified
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Does homeowners insurance cover foundation repairs?
Foundation damage can result in costly repairs. Learn more about whether your homeowners insurance will cover it and why it may not.
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Does homeowners insurance cover hail damage?
Find out when home insurance covers hail damage and when damage from hail might be excluded from a homeowners insurance policy.
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How to create a home inventory of personal belongings to help make filing home insurance claims easier (with free template)
A home inventory of your personal belongings can help you stay organized and could speed up the claims process with your insurer after a loss.
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Does homeowners insurance cover renters?
Find out what insurance is required for rental properties, including landlord insurance for the property owner and renters insurance for the tenant.
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What is scheduled personal property coverage?
Scheduled personal property coverage is an optional add-on that protects high-value items like jewelry and fine art beyond standard policy limits.
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What is a homeowners insurance declarations page?
A home insurance declarations page is a summary of your policy, listing key coverages, limits, and premiums. Learn how your dec page can be a helpful resource.
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What is fair rental value coverage and how does it work?
Learn what fair rental value coverage is and how it can protect landlords from lost income when a covered loss makes the rental uninhabitable.
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How much homeowners insurance do I need?
Determine how much home insurance you need. Learn about the various types of coverage your policy includes and how to determine appropriate policy limits.
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What to know about homeowners insurance refund checks
Expecting a refund check from your home insurer? Learn how refunds are calculated, what to do when you get a refund check, and what mistakes to avoid.
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Is it better to have a high or low deductible for home insurance?
Wondering if it's better to have a high or low home insurance deductible? Here's how to decide which one is better for your situation.
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How long do home insurance claims stay on your record?
Home insurance claims often stay on your record for five to seven years. Learn how claims can affect your insurance costs and how to lower your rate after a loss.
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Home insurance inspection: What to expect, why inspections affect your premium, and how to prepare
Learn what home insurance inspectors look for and how to prepare for your property evaluation. Avoid a higher premium or policy cancellation.
