Home insurance demystified
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What is an insurance binder?
Binders are enforceable contracts and can act as evidence that you have coverage.
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What is hazard insurance, and how does it work?
The term hazard insurance is usually used to describe the part of your homeowners insurance that pays for structural repairs to your home. It is technically called dwelling coverage.
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Does home insurance cover fire damage?
Homeowners insurance typically covers fire damage from accidental events like electrical issues or wildfires, up to policy limits.
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What’s a windstorm mitigation inspection?
A windstorm mitigation report tells insurers how resistant your home is to wind damage. Getting one could help you save on your home insurance premiums.
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Who is a policyholder?
Find out who a policyholder is for your homeowners insurance and whether that’s the same as the insured in this article from Kin.
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What is HO-5 insurance?
Is an HO-5 policy right for you? Find out in this article from Kin.
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What is HO-4 insurance?
Find out what is covered by an HO-4 policy (renters insurance) — and what is not covered. Plus, learn how much HO-4 insurance most renters need.
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Base flood elevation: What it is & how to find it
Your area's base flood elevation may be used to determine flood insurance premiums. Find out more here.
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What is Flood Zone AE?
Understanding Flood Zone AE can help you get the right coverage to protect your home. Learn more.
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Flood Zone X defined
Flood Zone X has two designations on flood maps: shaded and unshaded. Learn more here.
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Home hardening tips
Homeowners in Florida, Louisiana, and other catastrophe-prone states pay a lot for insurance. Control your costs with these home hardening tips from Kin.
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Do I need a wind mitigation inspection in Louisiana?
Getting a windstorm inspection in Louisiana can mean tax breaks and insurance discounts. Even better? An inspection can help you better protect your home.
