Home insurance demystified
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Does homeowners insurance cover fences?
Use this guide to understand when your fence is covered by homeowners insurance (and when it’s not), plus how to file a claim for damage.
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Does homeowners insurance cover mold?
Mold may be covered by home insurance under specific circumstances, though coverage is often limited and can vary by policy, state, and insurer.
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Can a landlord require renters insurance?
Can a landlord require renters insurance? In most states, they can – although, we recommend you check with local and state laws before you add anything to your leases.
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What is high-value home insurance and who needs it?
High-value home insurance typically offers higher coverage limits for more valuable homes and may come with added perks compared to standard policies.
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When to update your home insurance policy
People often buy home insurance and then forget about it. They pay their policy premium the same time they pay their mortgage bill and don’t think about it again. Unfortunately, that means they risk being either underinsured or paying for more coverage than they actually need.
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Are FEMA flood maps accurate?
FEMA flood maps don’t reflect the impact of climate change, which could create a false sense of security for homeowners outside of high-risk flood areas that aren’t required to have flood insurance.
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Additional living expenses 101
Not sure if your temporary digs are covered after a disaster? These additional living expenses examples show when your coverage kicks in.
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High-risk homeowners insurance: What to do when you can’t get coverage
If your home is risky to insure, you might need high-risk home insurance. Learn what high-risk home insurance covers, who needs it, and how much it costs.
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When to get your home reappraised
Let’s take a look at the financial, home-related, and external reasons to get your home reappraised.
