Insurance tips for homeowners

Navigating the world of homeowners insurance? Dive in to discover how to get the best deals, understand the different policies, and make informed decisions that protect your home and financial well-being.

Getting a professional appraisal before you buy home insurance may help you get appropriate coverage. Learn more about getting an insurance appraisal from Kin.

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What is a roof surfacing payment schedule?

What is a roof surfacing payment schedule?

Getting a roof surfacing payment schedule endorsement reduces your premium. Learn how from Kin.

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Catastrophe insurance: Coverage and cost

Catastrophe insurance: Coverage and cost

Standard home insurance usually excludes coverage for certain catastrophes. Find out how catastrophic coverage helps fill the gap.

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Home insurance vs. condo insurance: What’s the difference?

Home insurance vs. condo insurance: What’s the difference?

Your condo association may cover many of the risks that a homeowner would otherwise need insurance for. Read the details here.

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Proof of insurance: What it is and how to get it

Proof of insurance: What it is and how to get it

How can you show you have coverage? Read this article to learn what proof of insurance is, how to get it, and when you need it.

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Does homeowners insurance cover tenants?

Does homeowners insurance cover tenants?

Usually, it doesn't. Read here to find out why.

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What is the FAIR plan?

What is the FAIR plan?

When you can't get coverage from a private insurer, your next option may be your state's FAIR plan or market of last resort. Find out more here.

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What is force-placed insurance?

What is force-placed insurance?

If you have a mortgage and your home insurance policy lapses, watch out. Your lender may obtain expensive force-placed insurance on your behalf. Learn more.

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Admitted vs. nonadmitted insurance carriers: What's the difference?

Admitted vs. nonadmitted insurance carriers: What's the difference?

Find out what the difference is between admitted and nonadmitted carriers and why it matters when your shopping for home insurance.

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The underwriting discovery period: What it is and why it matters

The underwriting discovery period: What it is and why it matters

Was your policy canceled soon after binding? Find out about the underwriting discovery period, when it is, and how it might impact your coverage

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What is trust-owned home insurance?

What is trust-owned home insurance?

Trust-owned homes are eligible for coverage from Kin. Learn more.

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What is a hurricane deductible?

What is a hurricane deductible?

A hurricane deductible is the amount of money you pay out of pocket before your insurance benefits kick in to cover hurricane wind losses. Learn more.

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What is an option to repair provision?

What is an option to repair provision?

An option to repair (OTR) provision, if invoked, puts the responsibility for home repairs in the hands of the insurance company, rather than the policyholder.

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