Home insurance demystified
-
Natural disasters and home insurance: What's covered?
Home insurance can cover damage caused by some but not all natural disasters. Find out which natural disasters are covered and when you may need extra coverage.
-
18% of American homeowners say they’re underinsured
Nearly 1 in 5 homeowners don’t have enough coverage to fully replace or repair their home in the event of a loss.
-
Extreme weather has damaged more than 1 in 4 American homes since 2020
39% of Americans whose homes sustained major damage took six months or more to “emotionally recover” from the incident.
-
Types of car insurance
Learn about all the types of car insurance, including state minimum requirements, full coverage, and available policy add-ons.
-
What is liability car insurance?
Find out what liability car insurance is, how it works, who needs it, and how much you should carry.
-
What is full coverage car insurance?
Find out what’s included in full coverage car insurance, when you’re required to carry it, and why it’s beneficial to have even if it’s not required.
-
Collision vs. comprehensive coverage
Learn the difference between collision and comprehensive insurance, plus when (and why) you should carry both coverages.
-
What is other structures coverage for homeowners?
Protect detached structures with other structures coverage (Coverage B). See what's covered, what's excluded, and how much you need for your home insurance.
-
Does homeowners insurance cover septic tanks?
Find out if homeowners insurance covers septic tanks, and what factors affect septic tank insurance coverage.
-
What is medical payments coverage on a homeowners insurance policy?
Medical payments coverage is for minor injuries sustained by guests of your home. Find out how it differs from personal liability coverage — and why you need both.
-
Does home insurance cover Texas soil and foundation issues?
Texas soil and foundation issues are common. Learn what your home insurance does and does not cover for slab foundation repair in the Lone Star State.
-
Texas hail damage: A homeowner’s guide to insurance and repairs
Facing Texas hail damage? This homeowner's guide covers everything from identifying storm damage and filing insurance claims to understanding Texas roof replacement laws.
