Home insurance demystified
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Home insurance for older homes: Why it costs more
Learn how much you’ll pay for insurance coverage for an old or historic home and how to save on premiums.
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Initial hurricane forecasts aren’t keeping up with reality
In recent years, pre-season predictions from NOAA and Colorado State University have often underestimated the number of dangerous storms.
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What is homeowners insurance and how does it work?
Learn what homeowners insurance is, how it works, the different policy types, average costs, and factors that affect home insurance rates.
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18% of American homeowners say they’re underinsured
Nearly 1 in 5 homeowners don’t have enough coverage to fully replace or repair their home in the event of a loss.
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Extreme weather has damaged more than 1 in 4 American homes since 2020
39% of Americans whose homes sustained major damage took six months or more to “emotionally recover” from the incident.
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Types of car insurance
Learn about all the types of car insurance, including state minimum requirements, full coverage, and available policy add-ons.
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What is liability car insurance?
Find out what liability car insurance is, how it works, who needs it, and how much you should carry.
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What is full coverage car insurance?
Find out what’s included in full coverage car insurance, when you’re required to carry it, and why it’s beneficial to have even if it’s not required.
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Collision vs. comprehensive coverage
Learn the difference between collision and comprehensive insurance, plus when (and why) you should carry both coverages.
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What is other structures coverage for homeowners?
Protect detached structures with other structures coverage (Coverage B). See what's covered, what's excluded, and how much you need for your home insurance.
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Does homeowners insurance cover septic tanks?
Find out if homeowners insurance covers septic tanks, and what factors affect septic tank insurance coverage.
