Home insurance demystified
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Does homeowners insurance cover identity theft or fraud?
Some insurers include identity theft protection in their basic coverage. Other companies offer identity theft or identity fraud coverage as an endorsement.
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Does home insurance cover plumbing?
How does your homeowners insurance respond to plumbing problems? Find out here.
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What’s the difference between DP1 and DP3?
Knowing the differences between DP1 and DP3 are key to getting the right coverage for your property.
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What happens if you don’t use insurance money for repairs?
Using insurance money from a claim for something other than repairs could result in your homeowners policy being nonrenewed.
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What is Flood Zone A?
Flood Zone A is a low-lying area near a lake, pond, or other large body of water that has a 26% chance of flooding during a 30-year mortgage.
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What homeowners need to know about the HO-8 policy
An HO8 policy is home insurance for older buildings where the replacement costs potentially exceed the market value. It's sometimes called the modified coverage form.
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What is a DP1 policy?
Find out what a DP1 policy is so you can decide if it's the right coverage for your property.
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What is a home insurance claim?
After a loss, a home insurance claim is the first official step toward requesting reimbursement for covered damages.
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Does home insurance cover burst pipes?
Burst pipes can cause extensive damage. Luckily, home insurance can cover burst pipes in several situations.
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What is an AOP deductible?
Does your homeowners policy have an AOP deductible? Find out what that is and when it applies.
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What is an insurance rider?
Insurance riders may provide additional coverage options, but they may also restrict or limit coverage. Learn more.
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The insurance underwriting process
Every policy must go through an insurance underwriting process. Find out why and what it means for your home insurance premiums here.
