Home insurance demystified
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What homeowners need to know about the HO-8 policy
An HO8 policy is home insurance for older buildings where the replacement costs potentially exceed the market value. It's sometimes called the modified coverage form.
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What is a DP1 policy?
Find out what a DP1 policy is so you can decide if it's the right coverage for your property.
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What is a home insurance claim?
After a loss, a home insurance claim is the first official step toward requesting reimbursement for covered damages.
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Does home insurance cover burst pipes?
Burst pipes can cause extensive damage. Luckily, home insurance can cover burst pipes in several situations.
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What is an AOP deductible?
Does your homeowners policy have an AOP deductible? Find out what that is and when it applies.
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What is an insurance rider?
Insurance riders may provide additional coverage options, but they may also restrict or limit coverage. Learn more.
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The insurance underwriting process
Every policy must go through an insurance underwriting process. Find out why and what it means for your home insurance premiums here.
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Limit of liability explained
Learn what a limit of liability is, how to find your, and what it means for your homeowners insurance.
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What is an act of God?
An act of God is an event that's outside of human control. Find out if your home insurance covers acts of God and what to do if your home experiences one.
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What is an HO-2 policy?
An HO2 policy is a type of home insurance that can cover your home and personal property against 16 named perils.
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What is a centrally monitored alarm system?
Find out what type of security system often helps you qualify for a home insurance discount.
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What is golf cart insurance?
You may need golf cart insurance if you plan on driving your golf cart around your community or on public roads. Find out who needs a policy.
