Home insurance demystified
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What is a centrally monitored alarm system?
Find out what type of security system often helps you qualify for a home insurance discount.
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What is golf cart insurance?
You may need golf cart insurance if you plan on driving your golf cart around your community or on public roads. Find out who needs a policy.
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What is an insurance effective date?
Your effective date is the day your insurance policy becomes valid. This date is important to know because it helps determine if claims are covered.
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What is a named insured?
A named insured is any entity listed as covered by an insurance policy. Learn the benefits of being the named insured on your homeowners insurance.
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What is a first notice of loss?
A first notice of loss is the first step in filing an insurance claim for a covered loss or damages to a covered item.
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What is a coinsurance clause?
Most home insurance policies include a coinsurance clause, but not many people know what it means. Find out how the coinsurance clause can cost you money.
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What is property and casualty (P&C) insurance?
Learn what property and casualty insurance (P&C insurance) is, what it covers (home, car, business), and who needs it to protect their assets from loss or liability.
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What is a no loss statement?
Read about no loss statements to find out what they are and when you might need one.
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Theft insurance in your homeowners policy
Find out what theft is for your home insurance policy.
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What is a protection class?
Protection class is a way of ranking your community's fire risk. Find out what it is and how it can impact your home insurance premium from Kin Insurance.
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What is fire insurance?
Fire insurance helps cover your losses if an accidental fire damages your property.
