Home insurance demystified
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Is it better to have a high or low deductible for home insurance?
Wondering if it's better to have a high or low home insurance deductible? Here's how to decide which one is better for your situation.
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How long do home insurance claims stay on your record?
Home insurance claims often stay on your record for five to seven years. Learn how claims can affect your insurance costs and how to lower your rate after a loss.
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Home insurance inspection: What to expect, why inspections affect your premium, and how to prepare
Learn what home insurance inspectors look for and how to prepare for your property evaluation. Avoid a higher premium or policy cancellation.
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What is medical payments coverage on a homeowners insurance policy?
Medical payments coverage is for minor injuries sustained by guests of your home. Find out how it differs from personal liability coverage — and why you need both.
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Does home insurance cover Texas soil and foundation issues?
Texas soil and foundation issues are common. Learn what your home insurance does and does not cover for slab foundation repair in the Lone Star State.
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How to get your Texas home ready for winter
While it’s less common, freezing winter weather does occur in Texas. Here’s how to winterize your Texas home ahead of cold temps and snowy weather.
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Is windstorm insurance required in Texas?
Learn how Texas windstorm insurance works, where it is required, and how much it costs. Plus, get tips on how to save on windstorm insurance in Texas.