Home insurance demystified
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Does homeowners insurance cover solar panels?
Yes, homeowners insurance can cover solar panels – and good thing, too! They're an investment worth protecting.
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Home insurance and depreciation
Depreciation is the decrease in the value of property over time due to use or wear and tear. See why that matter to your home insurance policy.
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What is an appraisal?
Getting a professional appraisal before you buy home insurance may help you get appropriate coverage. Learn more about getting an insurance appraisal from Kin.
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What is a roof surfacing payment schedule?
The roof surface payment schedule is an endorsement that lowers your premium and provides affordable coverage for older roofs against wind and hail damage.
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What is a moral hazard in insurance?
A moral hazard in insurance is when a policyholder is incentivized to take more risks than normal. Learn how your insurer protects against it.
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Is flood insurance tax deductible?
Flood insurance on a personal property isn't usually tax deductible, but there may be some exceptions. Find out what they are in this post from Kin.
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Catastrophe insurance: What it is and who needs it
Catastrophe insurance can cover floods, earthquakes, and other disasters that standard home insurance won’t.
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California Fire Hazard Zones: Know Your Risk
Wondering if you live in a California Fire Hazard Severity Zone? Learn how to check your home’s fire risk zone and what it means if you live in a high-risk area.
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What is actual cash value coverage?
Learn what actual cash value coverage is and why it matters when you buy home insurance.
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Condo insurance vs. homeowners insurance
Learn the differences between condo insurance and homeowners insurance, including whether condo coverage is cheaper.
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Proof of insurance: What it is and how to get it
How can you show you have coverage? Read this article to learn what proof of insurance is, how to get it, and when you need it.
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Does homeowners insurance cover renters?
Find out what insurance is required for rental properties, including landlord insurance for the property owner and renters insurance for the tenant.
