Home insurance demystified
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Does home insurance cover fire damage?
Homeowners insurance typically covers fire damage from accidental events like electrical issues or wildfires, up to policy limits.
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What’s a windstorm mitigation inspection?
A windstorm mitigation report tells insurers how resistant your home is to wind damage. Getting one could help you save on your home insurance premiums.
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Who is a policyholder?
Find out who a policyholder is for your homeowners insurance and whether that’s the same as the insured in this article from Kin.
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What is HO-5 insurance?
Is an HO-5 policy right for you? Find out in this article from Kin.
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What is an HO-4 policy? A complete guide to renters insurance
Find out what is covered by an HO-4 policy (renters insurance) — and what is not covered. Plus, learn how much HO-4 insurance most renters need.
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What is base flood elevation (BFE) and why does it matter?
Base flood elevation is the predicted water level rise during a 100-year flood. Learn how FEMA calculates BFE and how it impacts flood zones and insurance.
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Home hardening tips: How to protect your property from extreme weather-related damage
Home hardening can provide defense from wildfires, hurricanes, and floods. Follow these tips to help protect your home and potentially lower your insurance premiums.
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Do I need a wind mitigation inspection in Louisiana?
Getting a windstorm inspection in Louisiana can mean tax breaks and insurance discounts. Even better? An inspection can help you better protect your home.
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Does homeowners insurance cover identity theft or fraud?
Some insurers include identity theft protection in their basic coverage. Other companies offer identity theft or identity fraud coverage as an endorsement.
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Does home insurance cover plumbing?
How does your homeowners insurance respond to plumbing problems? Find out here.
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What’s the difference between DP1 and DP3?
Knowing the differences between DP1 and DP3 are key to getting the right coverage for your property.
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What happens if you don’t use insurance money for repairs?
Using insurance money from a claim for something other than repairs could result in your homeowners policy being nonrenewed.
