Home insurance demystified
-
What is an insurance binder?
Binders are enforceable contracts and can act as evidence that you have coverage.
-
What is hazard insurance, and how does it work?
The term hazard insurance is usually used to describe the part of your homeowners insurance that pays for structural repairs to your home. It is technically called dwelling coverage.
-
Does home insurance cover fire damage?
Homeowners insurance typically covers fire damage from accidental events like electrical issues or wildfires, up to policy limits.
-
What’s a windstorm mitigation inspection?
A windstorm mitigation report tells insurers how resistant your home is to wind damage. Getting one could help you save on your home insurance premiums.
-
Who is a policyholder?
Find out who a policyholder is for your homeowners insurance and whether that’s the same as the insured in this article from Kin.
-
What is HO-5 insurance?
Is an HO-5 policy right for you? Find out in this article from Kin.
-
What is an HO-4 policy? A complete guide to renters insurance
Find out what is covered by an HO-4 policy (renters insurance) — and what is not covered. Plus, learn how much HO-4 insurance most renters need.
-
Base flood elevation: What it is & how to find it
Your area's base flood elevation may be used to determine flood insurance premiums. Find out more here.
-
Home hardening tips: How to protect your property from extreme weather-related damage
Home hardening can provide defense from wildfires, hurricanes, and floods. Follow these tips to help protect your home and potentially lower your insurance premiums.
-
Do I need a wind mitigation inspection in Louisiana?
Getting a windstorm inspection in Louisiana can mean tax breaks and insurance discounts. Even better? An inspection can help you better protect your home.
-
Does homeowners insurance cover identity theft or fraud?
Some insurers include identity theft protection in their basic coverage. Other companies offer identity theft or identity fraud coverage as an endorsement.
-
Does home insurance cover plumbing?
How does your homeowners insurance respond to plumbing problems? Find out here.
