Home insurance demystified
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What is a peril in home insurance?
A peril is a specific risk, or cause of loss, covered by an insurance policy.
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How much homeowners insurance do I need?
Determine how much home insurance you need. Learn about the various types of coverage your policy includes and how to determine appropriate policy limits.
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What is windstorm insurance?
Windstorm insurance can help you cover the cost of repairs after hurricanes, hail storms, tornadoes, and windstorms.
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What is Flood Zone VE?
Is your home in Flood Zone VE? Find out what that means for your insurance.
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What is Flood Zone AH?
Homes in Flood Zone AH may have special insurance requirements. Learn more here.
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What is an additional insured?
Find out what an additional insured is and the benefits of having one on your home insurance policy.
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What is Flood Zone B?
Read the definition of Flood Zone B and find out if homeowners in it need flood insurance.
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What is Flood Zone C?
Flood Zone C is an area with less than a 0.20% risk of an annual flood, which means it's above the 500-year flood level.
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Sinkhole insurance: What it is & how it works
Sinkhole insurance is coverage for damage to your home and your personal items caused by a sinkhole on your property.