You don’t need us to tell you there’s much more to Orlando than Disney World. With a flourishing nightlife and food scene, it’s little wonder so many Floridians call Orlando home. In fact, there are 160 mobile home parks in Orlando.
But living in paradise is not without its risk. If you own a mobile home in Orlando, you know that the cost of insurance is higher in Florida than most states. Our goal is to make it affordable.
Our Orlando mobile home insurance premiums average $1,039 a year, lower than the state’s overall average of $1,100.
Mobile home insurance is notoriously complicated in Florida. Few providers offer replacement-cost coverage for the home, prices are high no matter where you live in the state, and quotes are hard to get.
We’re changing all that.
We rely on data to price your policy based on your actual risk. As you know, some parts of the state are more prone to hurricane damage and flooding than others. You shouldn’t have to pay extra for another county’s risk.
That’s why Kin’s average mobile home premiums are lower than other carriers while still offering more coverage. Our average premium in Orland is $1,039 a year, and statewide, our average is $1,100. Take a look.
Average Florida Mobile Home Insurance Premiums by Carrier
|Kin||American Integrity||American Traditions|
|Average Yearly Premium||$1,110||$1,379||$1,258|
Living in inland counties decreases the threat of hurricane damage, which helps you save money on your mobile home insurance. Because where you live has such a big impact on your rates, we think it’s helpful to see how prices vary by the county to give you a better idea.
Average Kin Mobile Home Insurance Premiums by County
|County||Average Yearly Premium|
There are a few things that can reduce your mobile home premium even more. It helps if you:
All of these factors influence the price of your policy. Apply for a quote to find out exactly how much your Orlando mobile home insurance will be.
Most mobile home insurance policies only offer actual cash value coverage for your mobile home. In other words, a claims payout after a total loss will often not be enough to buy a new home.
That’s why we offer replacement cost coverage for your mobile home. We think it’s important that you have the means to replace your home after a big loss.
Here’s a snapshot of what a Kin policy offers:
Mobile home insurance is designed to protect you from risks such as fire, theft, and wind damage. But Orlando residents face other risks, too.
While most hurricanes don’t hit Orlando directly, thanks to its inland location, the area is still subject to flooding and hurricane wind damage. Your Kin policy automatically includes hurricane insurance to protect your mobile home. You can also add on:
We can customize your policy with additional endorsements to meet your unique needs.
If you are looking for other ways to save on mobile home insurance, Kin has you covered. Here are some Orlando discounts you may qualify for:
You can also save on mobile home insurance by reducing the number of claims that you file. Insurance goes up when you file a lot of claims, so handling smaller losses is one way to keep long-term costs down. Plus, if you know you will pay smaller claims on your own, you can increase your deductible to help you save even more.
If you have any questions about getting insured in Orlando, call us at 855-717-0022.