If you have a mobile or manufactured home, you know protecting it is essential. Whether your mobile home is on private property, in a mobile home park, or in a subdivision, we can help you get the appropriate coverage at an affordable price.
Yes, that includes you, Floridians.
Let’s take a look at what mobile home insurance covers, insurance requirements for mobile homes, and available premium discounts.
Our mobile home coverage includes all the essential coverage for:
Our policies cover damage or loss caused by common events, including:
Though our mobile home insurance offers hurricane coverage for high winds, it doesn’t offer flood coverage. For the storm surges that accompany hurricanes, you’ll need flood insurance.
Only flood insurance can pay for mobile home damage caused by storm surges.
Typically, to qualify for the best rates, insurance providers require mobile homes to:
Where you live greatly impacts your mobile home insurance premium. As you might guess, mobile homeowners near the coast may pay more for their coverage than those located in an area less prone to hurricane risk.
Your dwelling coverage limits also have a significant impact on the cost of your policy.
That said, the average cost of mobile home insurance in Florida is $1,110 / year. You can take a look at premium averages by county below. Keep in mind that these costs are meant to be illustrative. The best way to find out how much you’ll pay for your mobile home insurance is to get a quote from Kin.
The average cost of mobile home insurance in Florida is $1,100 per year.
You may be eligible for discounts if:
To learn more about what discounts you qualify for, apply for a quote today.
Historically, Florida mobile home insurance has been difficult and expensive to get. Find out how we're changing all that.
The term “hurricane insurance” can be misleading. There is no policy that covers all the damage caused by a hurricane. However, most home insurance policies offer coverage for hurricane wind damage.