Home insurance demystified
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What is a protection class?
Protection class is a way of ranking your community's fire risk. Find out what it is and how it can impact your home insurance premium from Kin Insurance.
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The basics of insurable interest
You may not be the only one with an insurable interest in your home. Find out how insurable interest impacts your homeowner's insurance and more.
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Excess & surplus lines insurance explained
When a property presents unique risks, an excess and surplus (E&S) lines insurance policy can cover homes and situations that traditional home insurance won't.
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What should I do with my homeowners insurance refund check?
A guide to home insurance refund checks: when you can get a refund, how it’s calculated, and what to do with the money.
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Does homeowners insurance cover electrical panel replacement?
Home insurance typically covers electrical panels for sudden damage. Learn which recalled panels could cause policy cancellation or claim denial.