Home insurance demystified
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Your home insurance score explained
Find out what factors insurers look at when they create an insurance score.
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How do I compare home insurance quotes?
Don't overpay for homeowners insurance. Learn how to compare home insurance quotes to find the best price and protection.
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Do credit scores affect home insurance costs?
Your credit history can have a significant impact on your homeowners insurance, depending on the laws where you live. Find out why and how.
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Does home insurance cover water damage?
Discover if home insurance covers water damage. Learn when sudden, accidental water damage is covered and when you need extra protection like flood insurance.
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Average cost of home insurance
Find out how much home insurance costs and how to reduce your insurance bill.
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What is a wind and hail deductible in homeowners insurance?
Learn what a wind and hail deductible is, how it works, and how it differs from a standard deductible in your homeowners insurance policy.
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Home insurance deductibles: How deductibles work, when you have to pay, & how to choose the right amount
Learn what home insurance deductibles are, how they work, the types (flat and percentage), and how to choose the right amount for your home policy.
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How to estimate your home insurance cost
Learn to estimate how much you might pay for home insurance, what influences premiums, and how to choose the right policy coverage, limits, and deductible.
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FEMA flood zones
Flood zones are areas the Federal Emergency Management Agency has mapped and labeled based on their likelihood for flooding.
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What is a DP3 policy?
DP3 policies provide dwelling insurance that typically covers investment and rental properties for a broad range of perils.
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Is home insurance required?
Home insurance is required by lenders. It is optional if you own your home outright, but it’s recommended for almost all homeowners. Here’s why.
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Negligence in insurance
Negligence is acting in a way that no reasonable person would act, disregarding prudence and safe practices. In insurance, these actions often lead to losses and costly claims.