This People’s Trust Insurance review considers customer reviews and price data to see how the company delivers on customer satisfaction. As a point of reference, you can see how it compares to Kin. The goal is to help you make informed decisions when searching for the best home insurance in Florida.
People’s Trust Insurance is a Florida insurer that offers homeowners and flood insurance and aims to be a partner to customers who have experienced a loss. People’s Trust Insurance maintains an A rating from Demotech and has 1.76 percent of the Florida homeowners insurance market share.
People’s Trust Insurance has more than a thousand reviews on Google, suggesting that the company works hard to solicit feedback from customers. Its overall rating is 4.2 out of five stars, suggesting the majority of the reviewers had a good-to-excellent experience with People’s Trust. Five-star reviews discuss great service and no problems with claims.
To People’s Trust Insurance’s credit, they do respond to every negative review and make an effort to amend the situation.
Kin also has overwhelmingly positive customer reviews. We average 4.8 stars on Trustpilot with more than 750 reviews. We encourage honest reviews so we can continuously improve.
Most reviews note our professionalism and how much money they saved compared to other insurance carriers – an average of $500 per year.
Bottom line: Taking feedback to heart is the key to building a better insurance company.
Florida has some of the highest home insurance costs in the nation. For many homeowners, finding reliable, affordable coverage has been a real challenge.
While People’s Trust does offer reliable coverage, its rates are higher than other carriers. For a newly built home valued at $300,000, People’s Trust’s annual average premium is $2,479 a year.
That’s 83 percent more expensive than Kin’s average of $1,354 a year.
Your home’s location, construction, age, replacement cost, and more will impact your premium. Even if you’re in the middle of your policy term, you can still get a quote and see if you might save money by switching.
People’s Trust Insurance doesn’t have many public negative claims reviews. We do know that they partner with an affiliate, the Rapid Response Team, to handle post-loss mitigation and remediation, and positive reviews seem to suggest it’s a good experience.
Similarly, our Managed Repair Network pairs policyholders with licensed, insured, and local contractors to get the work done professionally and fast. This lets homeowners choose from reputable contractors to do the work to their satisfaction. We want to empower our customers to get the repairs done the way they want.
Wondering how Kin can help improve your experience with homeowners insurance? Get a quote today.
Get a better look at how Kin compares to other Florida home insurance companies:
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