Home insurance in Louisiana
Protect your home with top-rated coverage that could save you money.
Get affordable home insurance in 3 simple steps
Whether you do it yourself online or speak with one of our friendly representatives over the phone, Kin makes it easy to find coverage.
Property info
Customize your quote
Get covered
Tell us about your home.
Answer a few basic questions, and we’ll generate your home insurance quote in minutes.
Personalize your policy.
Customize your coverages, limits, and deductibles to get the protection you need at a price that fits your budget.
Get covered.
Review your quote and sign your application online. Any questions? Our licensed agents are here to help.
What does homeowners insurance cover in Louisiana?
Rest easy knowing your coverage protects what matters most.
Dwelling coverage
for the actual structure of your home, inside and out.
Other structures
for things like your detached garage or shed.
Personal property
for your personal belongings that make your house a home.
Loss of use
for additional living expenses when a covered loss forces you to temporarily relocate.
Personal liability
if you accidentally cause someone bodily injury or property damage.
Medical payments
if a guest is injured on your property.
Discounts available in Louisiana
The average cost of home insurance has increased to $6,939 per year in Louisiana, but you can save money by protecting your home, avoiding damage, and selecting sustainable options.
New home buyer - if you’re purchasing a home for the first time.
IBSH designation - for fortifying your home against disasters.
Claims-free - for keeping your home safe over the years.
Why you’ll love Kin
Affordable
Get the protection you need at a price that makes sense for you.
Easy
Get covered in just a few clicks with a quick quote process.
Top-rated service
We’re self-serve, but our friendly agents are here to help!
Affordable
Get the protection you need at a price that makes sense for you.
Easy
Get covered in just a few clicks with a quick quote process.
Top-rated service
We’re self-serve, but our friendly agents are here to help!
We've got Louisiana covered
We help Louisianans find coverage across the entire Pelican State, including in these cities:
- Baton Rouge
- Bossier City
- Kenner
- Lake Charles
- Metairie
- Shreveport
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