Last Modified: June 10, 2020
We obtain information about you through the means discussed below when we provide the Services. Please note that we need certain types of information to provide the Services to you. If you do not provide us with such information, or if you ask us to delete that information, you may no longer be able to access or use certain Services.
Information you provide directly to us
We may collect information that you provide directly to us:
The information you provide directly to us may concern you or others and may include, but is not limited to:
Information from affiliates and non-affiliated third parties
We may obtain information about you from affiliates and non-affiliated third parties, which may include, but is not limited to:
We may combine information that we collect from you through the Services with information that we obtain from such third parties and information derived from other products or services we provide.
Information we collect automatically
We may collect non-personal statistical information that does not individually identify you. This includes non-personal statistical information about your internet connection, the equipment that you use to access our Services, and how you use our Services. We refer to this information as “Usage Information.” This information allows us to optimize the Services to the internet connections and equipment that are used to visit the Website. For instance, in order to make the Services better, we may collect information on: how long you use the Services; whether you have used the Services before and on how many occasions; how frequently you use the Services; and at which point you exit the Services. We collect this information directly from you when you provide it to us and automatically as you navigate through and interact with our Services. Information collected this way includes: (a) details of your visits to our Services, including traffic data, location data, logs, other communication data, and the resources that you access and use on the Website; and (b) information about your computer and internet connection, including your IP address, operating system, and browser type. The technologies we use for this automatic data collection of usage information may include:
We use your information for business and commercial purposes, such as:
We may combine information that we collect from you through the Services with information that we obtain from affiliated and nonaffiliated third parties, and information derived from any other products or services we provide.
We may aggregate and/or de-identify information collected through the Services. We may use de-identified or aggregated data for any purpose, including without limitation for research and marketing purposes and may also share such data with any third parties.
We may share or disclose information in the following ways:
We use third-party service providers (“Service Providers”) in order to efficiently provide our Services to you. Service Providers perform tasks including, but not limited to, verifying information that you provide. Some Service Providers will collect information directly from you and provide us with relevant data. We may use this information to carry out our obligations or enforce our rights. Information collected from Service Providers is governed by their privacy policies. You should view the privacy policies of Service Providers before providing information to them. If you interact with a third-party, the third-party may have access to your Personal Information, even though we do not disclose your Personal Information for these purposes without your consent.
We may provide links to other websites in a format that enables us to keep track of whether and how often these links have been followed. Once you leave the Website by linking to another site, we assume no responsibility for the information collection or privacy practices of that site and you should read applicable privacy notices before providing any information.
We strive to provide you with choices regarding the information you provide to us.
Actions you may take on your own
Requests you may make to Kin to limit sharing
You may limit Kin’s sharing of each of the following by making a request via telephone, email, or mail to the Contact Information listed below:
Requests related to consumer reports
You are entitled to receive a free copy of your consumer report directly from the consumer reporting agency we utilize.
To receive your report, contact:
LexisNexis Consumer Center
P.O. Box 105108
Atlanta, GA, 30348
To dispute your report, contact:
LexisNexis Consumer Center
P.O. Box 105108
Atlanta, GA, 30348
You may send us an email at firstname.lastname@example.org to request access to, correct, or delete any Personal Information that you have provided to us. We may not accommodate a request to change information if we believe the change would violate any law or legal requirement, the terms of your applicable insurance policy, or cause the information to be incorrect.
We take commercially reasonable measures to protect against the loss, misuse, and unauthorized access or disclosure, alteration and destruction of your Personal Information by aiming to maintain appropriate physical, procedural, and electronic safeguards to protect your personal data, including:
The safety and security of your information also depend on you. Where we have given you (or where you have chosen) a password for access to certain parts of our Website, you are responsible for keeping this password confidential. We ask you not to share your password with anyone.
Unfortunately, the transmission of information via the internet is not completely secure. Although we do our best to protect your personal information, we cannot guarantee the security of your personal information transmitted to our Website. Any transmission of personal information is at your own risk. We are not responsible for circumvention of any privacy settings or security measures contained on the Website.
Our Services are not intended for children under 18 years of age. No one under the age of 18 may provide any Personal Information on the Website or through the Services. We do not knowingly collect Personal Information from children under 18. If you are under 18, do not use or provide any information on the Service. If we learn we have collected or received Personal Information from a child under 18 without verification of parental consent, we will delete that information. If you believe we might have any information from or about any child under 18, please contact us at email@example.com.