When we say "home insurance" or "homeowners insurance," we're referring to House & Property insurance.
Outside of Florida & Louisiana, Kin offers House & Property insurance, which has a base policy that provides coverage similar to landlord insurance. Homeowners who live in their home can add an owner-occupied endorsement to create coverage similar to an HO3 policy.
From a streamlined experience to serious savings, bundling makes life easier.
You can save up to 20% when you bundle your policies with Kin.*
Two policies, one portal. Manage everything in one, easy-to-access place.
Licensed Kin agents are easy to reach and ready to listen. Contact us via email, phone, or live chat.
Clear protection and coverage that puts you in control.
for the actual structure of your home, inside and out.
for things like your detached garage or shed.
for your personal belongings that make your house a home.
for additional living expenses when a covered loss forces you to temporarily relocate.
if you accidentally cause someone bodily injury or property damage.
if a guest is injured on your property.
No matter what’s down the road, we’ve got you covered.
Covers costs related to injuries or death of another person because of an accident for which you are legally liable.
Covers costs related to damage to other people’s property because of an accident for which you are legally liable.
Pays to repair or replace your own vehicle after a collision, regardless of fault.
Covers bodily injury to your or your passengers if you’re injured in an accident caused by a driver who has no insurance or not enough insurance.
These coverages can help pay for medical expenses, lost wages, and other related costs for you and your passengers after a car accident.
Covers damage to your car from non-collision events like theft, vandalism, fire, hail, or hitting an animal.
