Like everything else this year, COVID-19 is changing how we do Halloween, too. If you still want to celebrate the spooky season, here’s how you and your family can do it safely, according to the CDC.
Home insurance covers your home, belongings, and other structures for common sources of damage, like fire, theft, wind, hail, vandalism, smoke, and more. But it also covers you.
Your household budget doesn’t have to be complicated. A functional household budget simply accounts for money that comes in and money that goes out. That can be as simple as dedicating 50 percent of your money toward needs, 30 percent toward wants, and 20 percent for savings or debt repayment.
If it seems like home insurance prices increase every year at renewal, you’re not imagining it. Insurance rates are adjusted on a regular basis to reflect the ever-changing risk landscape.
“We don’t even call it a season anymore. There’s no such thing as a fire season,” Scott McLean, Cal Fire's Deputy Chief of Communications, said in an interview with Yahoo News. “Right now, we’re looking at a fire year. We’re having fires every month of the year.”
In recent years, the California insurance market has changed drastically in response to the state’s severe wildfires. And climate change is only making the problem worse.
California wildfire season is the hottest and driest part of the year: May through October. Though climate change has altered wildfire season as we know it, homeowners should be extra vigilant during warmer months. Wildfires are only getting more frequent and severe.