Mortgage Refinancing Options and What They Mean
If you’ve never refinanced your mortgage before, it can feel like a steep learning curve. How do you know which refinancing option is right for you? Refinancing simply means you take an existing mortgage and replace it with a new mortgage for the same property. You aren’t moving, just changing the terms of your loan while you continue living in your home. Refinancing makes sense when you want to reduce your interest rate, get rid of private mortgage insurance, lower your monthly payments, or extend your term.
Read this post
How to Keep Pipes from Freezing
Freezing pipes are one of the most common home insurance claims in the winter. In fact, along with internal water damage, they are the third most common claim and cost about $10,849 to repair on …
What Is a Cash-Out Refinance? Experts Explain When It’s Right for You
In a cash-out refinance, you take a loan out for the loan balance you already have plus a portion of the equity accumulated in your home. That amount beyond the loan balance can be used for a variety …
Florida Landlord Tenant Law in a Nutshell
When you lease out your Florida home, condo, or mobile home, you become a landlord – and that means you have obligations to your tenants that are enforced by Florida law. In fact, you don’t even need …
15 Tips for First-Time Landlords
Being a landlord isn’t always easy, especially if you’ve never owned an investment property before. These tips for first-time landlords can help you start off on the right foot. Remember, the habits …
How to Become a Landlord
Most folks want to become a landlord because they’ve heard it’s a good financial opportunity. Investment properties are typically easy to finance, and with the right planning, they can be pretty …
How to Afford Fire Insurance in California
For the last three wildfire seasons (2018, 2019, and 2020), Californians have seen extremely high wildfire activity. How high? The Camp Fire racked up $16.65 billion in claims and expenses. And the …
What to Do If Your Homeowners Insurance Is Cancelled
You just got a notice from your home insurance company that says your policy is being canceled. Now what? Take a deep breath and get ready to act quickly. You have a small window to get things back on …
10 New Year’s Resolutions for Homeowners
The new year is fast approaching (and for those of us trying to shake off 2020, not fast enough!). That means it’s time to start looking ahead and dreaming big about the future for your home and …
6 Common Holiday Disasters & How to Avoid Them
Holiday celebrations and festivities are part of what makes this season so merry. But claims are also common this time of year. Luckily, your homeowners insurance can spread some cheer – it can cover …
When to Walk Away After a Home Inspection
A home inspection is an essential part of buying a house. This part of the process protects home buyers from unknowingly purchasing property with expensive, hidden issues. Sometimes a home inspection …
12 Holiday Traditions to Try This Year
The holidays will be here before we know it – and this year, they’re bound to be different because of the pandemic. On the bright side, it may be a perfect time to give a new holiday tradition a try – …
How Can Planting Trees Help to Reduce Climate Change?
We’ve teamed up with One Tree Planted to plant 100 trees in your state for everyone you refer who gets a Kin policy. So… why trees? Glad you asked. We serve communities that are the most …
Start Saving on Your Home Insurance