The Kin Story

We're on a mission to simplify homeowners insurance. 

Kin Family

How We Started

Kin Insurance was founded in 2016 on one simple principle: homeowners deserve better. 

Buying home insurance used to mean high prices, complicated applications, and long wait times. It also meant uncertainty – do you have the right coverage? Do you have enough of it?

So our founders dreamed up a solution: Go online. Type in your address. Get a quote tailored to your home and its unique characteristics. 

A policy built for you from the ground up.

What We Do Differently

Smart Tech

Tailored Policies

Reliable Coverage

Our policies are underwritten by top-rated partners that have decades of experience and write over a billion dollars in premium each year. In other words, your home is protected by the very best in the business.

Not sure how much coverage is right for you? Our smart application uses thousands of data points to make recommendations specifically for your home. That means you pay for only what you need.

We are based in Illinois and are officially licensed and operating in Florida, Texas, Alabama, and Georgia. But don't worry – we'll soon serve homeowners all across the US.

Kin Coverage Areas

What We Promise

Exceptional Experience
We are committed to being a force of change in the insurance industry. That's why our customers are at the heart of everything we do. We check in, we listen, and we constantly raise the bar.

Cut Costs, Not Corners
We strive to always be the best insurance option – not just in price, but in quality coverage and care.

Never Easier
We've redesigned homeowners insurance from the application to the claims process. No jargon, no guessing. Just simple coverage solutions.

Who We Partner With

We partner with companies that specialize in making your home safer so you qualify for even more insurance discounts.

Water Detection
Our leading water detection partners get you deals on devices that monitor water usage and prevent leaks.

Wind Mitigation
If you live in Florida, our partners can help you take advantage of wind mitigation credits.

Home Security
We are proud to partner with home security providers and offer our customers discounts for protecting their homes.

Who We Are

Our team has decades of experience in finance, insurance, and technology. We come from all backgrounds and top companies – from Groupon and CSAA Insurance to Avant and Accenture. But above all else, we're homeowners. That's what keeps us motivated to be a partner in all things homeownership.

We're also grateful to have the support of world-class insurance investors like: 

  • August Capital 
  • Commerce Ventures
  • Flourish
  • 500 Startups
  • Chicago Ventures
  • Portag3 Ventures

Our Founders


Sean Harper

Co-founder, CEO


Lucas Ward

Co-founder, CTO

Stephen W

Stephen Wooten

Co-Founder, Senior Software Engineer

Get to Know Us

See what our customers think, check out our press page, and learn about career opportunities.

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