Hi, We're Kin

The Home for Better Insurance

We Believe Better Home Insurance Starts with Building a Better Kind of Insurance Company

Kin exists to change home insurance from what it is to what it should be.

Founded in 2016 by seasoned financial technology entrepreneurs, Kin is a fully-licensed home insurance technology company that provides affordable coverage to homeowners in catastrophe-prone regions like Florida and California. Our financial stability rating of “A — Exceptional” from Demotech, Inc. means we have the financial strength to help our customers through everything – from everyday claims to catastrophes.

With just a customer address, we instantly access thousands of property data points to customize coverage and prices through a super simple user experience. We handle the complexity of home insurance so our customers don’t have to.

The Kin Difference


We use data and technology to simplify insurance from start to finish


We constantly innovate to create affordable coverage

All About You

We go above and beyond to protect your home and exceed your expectations

We Believe

Home Insurance Should Be Easy

Home Insurance Should Be Easy

With Kin, you have your choice of a DIY online experience or world-class personal assistance from our in-house licensed experts. We recommend the appropriate coverage for each home and customize your policy based on your needs. That way you aren’t one of the 64 percent of US households that are underinsured by at least 27 percent. We also leverage our technology – from aerial imagery and drones to virtual inspections – to make claims a breeze.

Protecting Your Home Should Be Affordable

Protecting Your Home Should Be Affordable

On average, customers save $500 when they switch to Kin. We constantly innovate to develop new discounts and to create affordable coverage options. Learn how we launched our mobile home insurance in record time with your needs in mind.

You Deserve a Home Insurance Company That Cares About You

You Deserve a Home Insurance Company That Cares About You

We built Kin to put our customers first, and based on our excellent customer reviews, we’re on the right track. Our carrier is structured as a reciprocal insurance company, which is a fancy way of saying when you’re a Kin policyholder, you literally own part of our company. You have a voice in what we do, and our Subscribers’ Advisory Committee ensures it. Plus, we partner with nationally and regionally trusted home service providers to help reduce losses and damage to your home.

The Average Customer Saves $500 When They Switch To Kin*

*Kin Customer Savings Survey, January 2020 - September 2020

The Kin Experience

When it comes to customer satisfaction, Kin consistently outpaces the competition. With a Net Promoter Score (how willing customers are to recommend us to a friend) of 84, we are well above the industry average of 35. Net Promoeter Score

The Customer Reviews Speak for Themselves

Our Leadership

Collectively, our team has decades of experience in finance, insurance, and technology. But more than anything, we are problem-solvers eager to rebuild the insurance industry.

Sean Harper
Sean Harper Co-founder, CEO LinkedIn
Lucas Ward
Lucas Ward Co-founder, President and CTO LinkedIn
Angel Conlin
Angel Conlin Chief Insurance Officer LinkedIn
Josh Cohen
Josh Cohen CFO LinkedIn
Jaime Ahern
Jamie Ahern COO LinkedIn
Stephen Wooten
Stephen Wooten Co-founder, Director of Engineering LinkedIn
Bret Harper General Counsel LinkedIn
Laura Speck Controller LinkedIn
Eli Gratz
Eli Gratz VP of Growth & Business Development LinkedIn
Anthony Tornatore
Anthony Tornatore VP of Insurance Product LinkedIn
Dan Ajun
Dan Ajun Chief Actuary LinkedIn
Laura Piwinski Director of Revenue Strategy LinkedIn
Kevin Greene Director of Engineering LinkedIn
Jason Fraley Director of Engineering LinkedIn
Tyler Warden
Tyler Warden Director of Operations LinkedIn
Allison O'Brien
Allison O'Brien Head of People LinkedIn
Dan Hirschberg
Daniel Hirschberg Director of Marketing LinkedIn

Interested in Joining the Kin Team?

At Kin, we value dreaming big, tackling challenges, being transparent, and working together to make a lasting impact on our industry. Come learn and grow with us. We are hiring in both Chicago, IL and St. Petersburg, FL.

We're Hiring