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Whether you do it yourself online or speak with one of our friendly representatives over the phone, Kin makes it easy to find coverage.

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Tell us about your home.

Answer a few basic questions and we’ll generate your home insurance quote in minutes.

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Customize your coverages, limits, and deductibles to get the protection you need.

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Review your quote and sign your application online. Any questions? Our licensed agents are here to help.

What does landlord insurance cover?

Rest easy knowing your coverage protects what matters most.

for the dwelling structure, other structures, and any personal property used to service the rental that you leave onsite.

if a covered event makes your property temporarily unfit for occupation.

if someone is injured on your property and you are held legally responsible.

Why you'll love Kin

From small claims to disasters, we're here to help you recover quickly.

Here to help

We reach out before and after major weather events to make sure you’re okay — and to assist if you need to file a claim.

24/7 claims support

Easily file a claim over the phone with a member of our support team or online in your Customer Portal.

5-star care

Our licensed insurance experts are available to help via email, phone, or live chat.

Common questions about Louisiana landlord insurance

Do I really need landlord insurance?

If you’re making money off of your property by charging rent, you most likely need landlord insurance.

How else can landlords protect their properties?

In addition to getting landlord insurance, it’s wise to take additional steps to reduce the likelihood of damage. We suggest: 

  • Getting a home warranty. Even if you have a trusted maintenance contractor on speed dial, it makes sense to get a home warranty for items that manufacturer warranties don’t cover, or for those that have aged out of their warranties. Warranties can be a huge cost-saver, especially as you scale up your portfolio of investment properties. 

  • Checking in on unoccupied spaces. You’d think an unoccupied property would be less trouble than one full of tenants, but an empty space can suffer water damage or a rodent infestation with no one around to report the events. We advise regularly looking in on your property or hiring someone to do so — even when it’s not actively pulling in rental income. 

What states does Kin offer landlord insurance in?

Kin offers landlord insurance in the following states:

Start saving on your home insurance

Get a quote online or call one of our agents at 855-717-0022