Landlord insurance made for you
Protect your property with top-rated coverage that could save you money.
Get affordable landlord insurance in 3 simple steps
Whether you do it yourself online or speak with one of our friendly representatives over the phone, Kin makes it easy to find coverage.
Property info
Customize your quote
Get covered
Tell us about your home.
Answer a few basic questions and we’ll generate your home insurance quote in minutes.
Personalize your policy.
Customize your coverages, limits, and deductibles to get the protection you need.
Get covered.
Review your quote and sign your application online. Any questions? Our licensed agents are here to help.
What does landlord insurance cover?
Rest easy knowing your coverage protects what matters most.
Property coverage
for the dwelling structure, other structures, and any personal property used to service the rental that you leave onsite.
Fair rental value coverage
if a covered event makes your property temporarily unfit for occupation.
Personal liability coverage
if someone is injured on your property and you are held legally responsible.
Why you'll love Kin
From small claims to disasters, we're here to help you recover quickly.
Here to help
We reach out before and after major weather events to make sure you’re okay — and to assist if you need to file a claim.
24/7 claims support
Easily file a claim over the phone with a member of our support team or online in your Customer Portal.
5-star care
Our licensed insurance experts are available to help via email, phone, or live chat.
Common questions about Louisiana landlord insurance
Do I really need landlord insurance?
If you’re making money off of your property by charging rent, you most likely need landlord insurance.
How else can landlords protect their properties?
In addition to getting landlord insurance, it’s wise to take additional steps to reduce the likelihood of damage. We suggest:
-
Getting a home warranty. Even if you have a trusted maintenance contractor on speed dial, it makes sense to get a home warranty for items that manufacturer warranties don’t cover, or for those that have aged out of their warranties. Warranties can be a huge cost-saver, especially as you scale up your portfolio of investment properties.
-
Checking in on unoccupied spaces. You’d think an unoccupied property would be less trouble than one full of tenants, but an empty space can suffer water damage or a rodent infestation with no one around to report the events. We advise regularly looking in on your property or hiring someone to do so — even when it’s not actively pulling in rental income.
}}?auto=webp&width=590&height=390&crop=59:39)