Home insurance covers your home, belongings, and other structures for common sources of damage, like fire, theft, wind, hail, vandalism, smoke, and more. But it also covers you.
If it seems like home insurance prices increase every year at renewal, you’re not imagining it. Insurance rates are adjusted on a regular basis to reflect the ever-changing risk landscape.
If you pay for your homeowners insurance through an escrow account, you’re not alone.