Insurance tips for homeowners
Navigating the world of homeowners insurance? Dive in to discover how to get the best deals, understand the different policies, and make informed decisions that protect your home and financial well-being.
What’s the difference between hazard insurance and home insurance?
We take a closer look at hazard insurance and home insurance so you can be sure you have the right coverage for your property.
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What is equipment breakdown coverage?
Equipment breakdown coverage can provide extra protection for your home’s appliances and systems. Learn more about what’s covered and when.
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When to shop for homeowners insurance
Find out the best time to shop for homeowners insurance: when buying a new home, after major renovations, following a life change, or if your policy is canceled.
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Does home insurance cover basement flooding?
Homeowners insurance policies cover some types of basement flooding, and there are several add-on coverages you can buy to enhance your home’s protection.
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Does home insurance cover roof damage?
Find out when home insurance covers roof damage, what exclusions apply, and how to protect your home with the right coverage and maintenance tips.
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New construction insurance: What you need to know
New construction insurance, also known as builders risk insurance, protects your home build or renovation project while construction is underway.
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Home insurance inspection: What it is & when you need it
Your insurance company may send a home inspector to assess the exterior and interior of your home, evaluating its condition and potential hazards.
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What is second home insurance and do you need it?
If you have a vacation house, you'll need second home insurance. Learn how second home insurance works, what’s covered, and how to find a policy.
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Does home insurance cover sewer lines?
Homeowners insurance covers sewer lines damaged by a covered peril. Additional coverages, like water backup insurance, can further protect your sewers lines.
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What is water backup coverage?
Water backup insurance is a policy add-on that can help cover the cost of damage from issues like clogged drains and failed sump pumps.
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What is HO-6 insurance?
Read aobut HO-6 insurance policy so you can get the right coverage for your conod.
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Does home insurance cover fire damage?
Homeowners insurance typically covers fire damage from accidental events like electrical issues or wildfires, up to policy limits.
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What’s a windstorm mitigation inspection?
A windstorm mitigation report tells insurers how resistant your home is to wind damage. Getting one could help you save on your home insurance premiums.
