What Causes a Power Surge?
What causes a power surge? Lightning, most of the time. The better question is if homeowners insurance covers it.
Read this post
What Is a Waterspout?
A waterspout is a tornado-like whirlwind of water mist and air that can cause serious damage when it moves over land. Learn how home insurance protects you.
What to Do During a Flood
Knowing what to do during a flood is key to protecting your home and family. Be prepared to evacuate and stay out of both moving and stagnant water.
Report: How Many US Homes Are Underinsured?
Underinsurance is a big problem for 64 percent of US homes. Without enough insurance, these homeowners may not be able to fully recover from a catastrophic loss.
How to Keep Pipes from Freezing
Freezing pipes are one of the most common home insurance claims in the winter. In fact, along with internal water damage, they are the third most common claim and cost about $10,849 to repair on …
How Can Planting Trees Help to Reduce Climate Change?
We’ve teamed up with One Tree Planted to plant 100 trees in your state for everyone you refer who gets a Kin policy. So… why trees? Glad you asked. We serve communities that are the most …
Best Hurricane Shutters: A Definitive Ranking
If you live in Florida, hurricanes are a reality you must prepare for. The 2020 hurricane season is proof: it now holds the record for the most active season in history with 30 named hurricanes and …
How to Prepare for an Earthquake
In July 2019, two earthquakes in small Southern California towns caused nearly $200 million in damage. Homeowners in Argus and Trona in San Bernardino experienced significant property damage. While …
The Homeowner's Guide to Zombie Insurance
Your homeowners insurance may cover damage from the zombie apocalypse. Yes, you read that right. We’ve all seen the movies about zombies: usually a virus breaks out and suddenly friends and neighbors …
How to Make a Disaster Preparedness Plan
September is National Disaster Preparedness Month. If you haven’t made an emergency plan yet, now’s the time. While some events like hurricanes give you advanced notice, wildfires, floods, and …
Uninsured Areas Are Hit Hardest by Disasters
Natural disasters are getting worse each year, and that leaves the most vulnerable areas and homeowners exposed to the most damage.
What to Do During a Mandatory Evacuation
When hurricanes or wildfires strike, your state may call for a mandatory evacuation to save lives and keep rescue workers out of harm’s way trying to rescue those who decided to stay behind. While …
How Will Climate Change Affect Your Home?
Weather patterns are changing around the world, causing more frequent and severe storms and disasters. And these disasters have a real impact on homeowners. In 2019, we saw 18 named Atlantic Ocean …
Start Saving on Your Home Insurance