If you live in Florida, hurricanes are a reality you must prepare for. The 2020 hurricane season is proof: it now holds the record for the most active season in history with 30 named hurricanes and the most landfalls by a named storm in the US at 12.

In July 2019, two earthquakes in small Southern California towns caused nearly $200 million in damage. 

Your homeowners insurance may cover damage from the zombie apocalypse. Yes, you read that right. 

September is National Disaster Preparedness Month. If you haven’t made an emergency plan yet, now’s the time.

Natural disasters are getting worse each year, and that leaves the most vulnerable areas and homeowners exposed to the most damage.

When hurricanes or wildfires strike, your state may call for a mandatory evacuation to save lives and keep rescue workers out of harm’s way trying to rescue those who decided to stay behind.

Weather patterns are changing around the world, causing more frequent and severe storms and disasters. And these disasters have a real impact on homeowners. 

Maintaining the basics in your life right now is probably top of mind, and you’re not alone. Most folks are wondering exactly how stay-at-home-orders will play out financially and affect necessities and household bills such as home insurance.

Don't panic. Get the facts on the new strain of coronavirus so you can plan to keep yourself and your family safe.

Any insurance professional will tell you that having insurance does not provide protection against things going wrong. And when something inevitably does go wrong, a person’s disaster preparedness will affect outcomes at least as much as their insurance policies.