Climate change and home insurance articles and advice

Predictions for the 2023 hurricane season indicated near-normal activity, but things may have changed. Take a look at the latest forecasts and get tips to help you prepare!

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5 reasons you need a smart sprinkler

5 reasons you need a smart sprinkler

Smart sprinklers are becoming more popular – and for good reason! See how they save homeowners time and money.

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Flood insurance is for everyone

Flood insurance is for everyone

These are five reasons why everyone needs flood insurance.

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- news
- climate change
US Natural Disasters 2021: By the Numbers

US Natural Disasters 2021: By the Numbers

When experts share data about US natural disasters, we always take notice. These are the numbers that caught our attention in 2021.

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Wildfire risk predictions for 2022

Wildfire risk predictions for 2022

Approximately 58,000 wildfires burned 7.1 million acres in the US in 2021, according to the National Interagency Fire Center. Unfortunately, recent reports indicate we’re in for much of the same in 2022.

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How to prep for a power outage

How to prep for a power outage

While the Midwest, Texas, and Southern California have the great concern for power outages, electrical disruptions can occur anywhere. Long story short? Everyone should learn how to prep for a power outage.

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Climate change’s impact on hurricanes increasing

Climate change’s impact on hurricanes increasing

Climate change is changing how hurricanes behave, and that means people beyond the Gulf Coast may see named storms.

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Is Tornado Alley Shifting? What You Need to Know

Is Tornado Alley Shifting? What You Need to Know

Historically, tornado season starts in March and lasts until June with states in Tornado Alley seeing the most activity. But scientists say the center of tornado activity actually appears to be more towards the south and east.

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How many people are moving to Florida?

How many people are moving to Florida?

Despite increasing climate risks, more than 220,000 people moved to Florida in 2021. Long story short? Human behavior is hard to change, and people are ultimately going to live in places that bring them joy. The real question is: how can we make them safer wherever they land?

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- climate change
Climate change is predictable – so why aren’t other insurers ready?

Climate change is predictable – so why aren’t other insurers ready?

The increase in these catastrophic losses is forcing many insurance companies to raise their home insurance rates, pull out of high-risk regions, or worse, becoming insolvent. But it doesn’t have to be that way.

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- flood
- climate change
Are FEMA Flood Maps Accurate?

Are FEMA Flood Maps Accurate?

FEMA flood maps don’t reflect the impact of climate change, which could create a false sense of security for homeowners outside of high-risk flood areas that aren’t required to have flood insurance.

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48% of homebuyers don’t factor in climate change

48% of homebuyers don’t factor in climate change

If you know where to buy property and how climate change may impact the area, you can reduce the number of claims that you might experience.

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- climate change
How Climate Change Is Transforming the Home Insurance Industry

How Climate Change Is Transforming the Home Insurance Industry

Home insurance and climate change are linked in more ways than you think. Learn how Kin is tackling the climate crisis with technology.

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