Tue Mar 23 2021
Have you noticed the electricity in the air? The birds singing with extra gusto? The Gulf sparkling brighter than usual?
It’s no coincidence. Today is a cause for celebration: Kin has officially arrived in Louisiana !
We built Kin back in 2016 with our hearts set on one goal: to change homeowners insurance for the better. Since then, we’ve prioritized serving states that need easy, affordable home insurance the most. Perhaps no one knows how important that mission is more than Louisiana homeowners.
Louisiana is currently one of the most expensive states in the US for homeowners insurance, thanks to its history of hurricanes and its rapidly disappearing coastline. In fact, 843,349 Louisiana single-family homes are vulnerable to a Category 5 hurricane.
We can’t change the weather, but we can change how insurance is done.
Picture it: what if instead of ignoring increasingly severe weather for as long as possible, your insurance provider actually helped you prepare for the weather to come? What if instead of increasing prices exponentially, your insurance company got smarter with data and risk modeling to help you save money?
That’s our whole approach: we use data and technology to make homeowners insurance work for you, not the other way around. The result? You can often save more on home insurance with Kin, even if your home usually has a hard time getting covered.
To celebrate our launch in the state, we asked our team to share their favorite things about Louisiana. And yes, nearly everyone said New Orleans, but who can blame them.
In no particular order, we are smitten with:
At this point, we’re sure you’ve got all kinds of questions about what we do and how we make life easier for the homeowners we insure. Let’s start with some questions we get asked most often,
We sure do. You may qualify for discounts if:
We can arrange flood insurance that you can add to your policy. The flood protection we offer matches your dwelling, other structures, and personal property limits.
In addition to numerous other perils, policies through Kin typically include hurricane insurance. Storm surge, however, is usually not included – you should consider getting flood insurance for that. Note, too, that you likely have a specific hurricane deductible for damage resulting specifically from a named storm.
Check out our rave customer reviews to get a feel of what it’s like to work with us. You might be surprised by how high our customer satisfaction scores are – it’s practically unheard of in this industry! That’s proof that we go above and beyond to keep our customers happy.
We’re also accredited by the Better Business Bureau with an A- rating, and you can check out our financial stability rating for assurance that your claims will be paid quickly and accurately.
Still, thinking it over? Take a look at our guide to learn more about Louisiana homeowners insurance from Kin or see how our claims team reacted to Hurricane Ida. And, if you want to get a better idea of coverages and costs in your specific area, be sure to check out our offerings in the following markets:
Ready to experience better home insurance? Get a quote – it’s free, quick, and easy!
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