Given how historically difficult it is for Florida homeowners to find reliable, affordable insurance, we thought we’d take a look at how satisfied they’ve been with companies that have been serving the state for a while. This American Integrity Insurance review will look at customer reviews and average premium to see how it compares. The goal is to help you come to your own conclusions about who the best home insurance company in Florida really is.
American Integrity is a Florida-based insurance carrier founded in 2006 because the CEO felt there was a shortage of “sound home insurance choices in Florida.” This company maintains an A rating from Demotech and issues 2.42 percent of home insurance policies in the state.
American Integrity Insurance has been in business for 14 years but only has 17 insurance reviews on Clearsurance with an average score of 1.6 out of 5. More than 72 percent give a one-star rating. Most complaints revolve around the claims experience and responsiveness.
Even though we are a younger company, we actively ask customers to tell us about their experience. To date, we have 1,500+ customer reviews. More than 95 percent are 4 or 5 star reviews.
Bottom line: Growth starts with customer feedback. Without it, you can’t expand what you do well or improve where you fall short.
The average cost of homeowners insurance in Florida is among the highest in all 50 states. While paying more for insurance is expected these days in catastrophe-prone states, costs don’t have to be outrageous. By pricing risk appropriately, we’ve been able to save homeowners a lot of money each year.
For a new home valued at $300,000, Kin’s average premium of $1,354 a year is 13 percent less than American Integrity Insurance’s at $1,526 a year.
| State | Kin | American Integrity |
|---|---|---|
| Florida | $1,354 | $1,526 |
What you pay for homeowners insurance will vary based on your home’s unique characteristics, location, and more. Your eligibility for discounts will also impact your cost. The best way to see what you’ll pay is to get a quote.
In an ideal world, claims would be the time an insurance company really shines. It’s when their service is actually being used – and put to the test.
Unfortunately, as many Florida homeowners know, insurance companies have a reputation for underdelivering on the promise made by their coverage.
Some American Integrity Insurance reviews cite a slow or disappointing claims experience, though there’s not enough data to demonstrate whether these are trends or outlier cases.
We go to great lengths to ensure a responsive, accurate, and helpful claims experience. We invest in technology to expedite the claims process and created the Managed Repair Network to help customers get repairs done quickly by local, licensed, insured contractors with a good reputation in the community.
Ready to see what home insurance should be? Get a quote today.
Get a better look at how Kin compares to other Florida home insurance companies:
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