Insurance Resources for Homeowners

Home Safety 101 Your home is more than just a house. It’s the place that shelters your family. It’s your security. But it takes some maintenance to keep your home safe. While you know to take care of urgent problems quickly – like a burst pipe – it may be tempting to let other issues skate by with a temporary fix. But trust us when we say an ounce of prevention is worth a pound of cure.

Atlantic Hurricane Season 2021: June 1 – November 30 Hurricane Damage by the Numbers The Atlantic hurricane season last year set the all-time record for most named storms in a single season: 30. And this season shows no signs of slowing down. Experts predict we’ll have another active hurricane season in 2021. There’s an above-average probability that major hurricanes will make landfall along the US coastline. The Congressional Budget Office (CBO) predicts that the cost of hurricane damage will rise significantly in the next several decades, largely because of climate change and real estate development along the nation’s coasts.

One of your main jobs as a homeowner is to maintain your home. And home maintenance isn’t just something to keep your neighbors from complaining: it’s an essential investment in the value of your property, whether you plan to sell in a few years or stay forever. Many first-time homeowners don’t realize home maintenance is something they’re expected to do when they buy a homeowners insurance policy. Most home insurance policies explicitly exclude damage from “neglect” or “failure to properly maintain the property.

Start Saving on Your Home Insurance