Protect your Kenner home. Get a quote today.
With more than 66,000 residents, Kenner is the largest incorporated suburb of New Orleans. The city may be smaller than its better known neighbor, but there’s still plenty to do in Kenner. Whether you’ve put down roots by Lake Pontchartrain to the north or in Rivertown to the south, Kenner is a great place to call home.
Kenner’s location is particularly good for anyone in its 27,000 households who likes the great outdoors. But being in southern Louisiana also creates risks that make homeowners insurance necessary. Luckily, the average Kenner homeowner can find quality coverage through Kin for just $3,344 per year.
At $1,968 per year, Louisiana already has some of the highest home insurance rates in the nation. But according to our most recent information, the average cost of homeowners insurance in Kenner, LA and the rest of Jefferson Parish is even higher: $3,877.
Policies purchased via Kin are usually more affordable because we use technology to simplify the process. Take a look at what our current data shows as the average policy costs for our coverage compared to other insurance providers in Jefferson Parish.
| Kin | Centauri | Capitol Preferred | Excalibur | |
|---|---|---|---|---|
| Annual Cost | $3,344 | $3,628 | $3,636 | $3,473.61 |
How old your home is can dramatically affect the price of your homeowners insurance. Newer homes tend to have fewer claims and are often less expensive to replace, so insuring them costs less.
Homeowners insurance in Kenner, LA protects you if you experience a loss from common perils like fire, theft, and windstorm through six basic coverages:
The homeowners insurance we offer in Kenner, LA can cover wind damage. When that damage is caused by a hurricane, you will have to meet a hurricane deductible. Water damage from a hurricane, however, is not included. That requires separate flood insurance.
Hurricane Ida tore through Kenner in 2021, leaving roofs damaged, trees fallen, and areas flooded. This is just one of the latest examples of hurricanes hitting the city and is evidence of how important homeowners insurance is for Kenner, LA.
On top of the hurricane damage, Kenner sits between two major water sources, Lake Pontchartrain and the Mississippi River, and that increases the town’s flood risk. Kenner flood maps show large portions of the area in flood zones, most notably:
Remember that water damage caused by external flooding, even storm surge, is not covered by homeowners insurance. You need a separate policy.
Homeowners insurance in Kenner, LA is expensive just because of where it is located, but that doesn’t mean you can’t reduce the cost. People who have worked with us have earned discounts when they:
Another way that homeowners cut the costs of homeowners insurance is to choose a higher deductible. The higher your deductible, the lower your premiums. The homeowners insurance we offer in Kenner come with the following AOP and hurricane deductibles:
Be sure to choose deductibles that you’re comfortable paying during a claim.
If you have any questions about getting homeowners insurance in Kenner, LA or would like a quote, enter your address or call us at 855-717-0022.
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