GLBA Privacy Policy

Facts	What does Kin Financing, LLC, do with your personal information?
Why?	Financial companies like Kin Financing, LLC choose how they share your personal information. Federal law gives consumers the right to limit some, but not all, sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include, but is not limited to: · Your Social Security number and income · Your account balances and payment history · Your credit history and credit scores
How?	All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information, the reasons Kin Financing chooses to share and whether you can limit this sharing.
Reasons we can share your personal information:			Does Kin Financing share?	Can you limit this sharing?
For our everyday business purposes – such as to process your transactions, maintain your account, respond to court orders and to legal investigations, or report to credit bureaus			Yes	No
For our marketing purposes – to offer our products and services to you			Yes	No
For joint marketing with other financial companies			Yes	No
For our affiliates' everyday business purposes – information about your transactions and experiences			Yes	No
For our affiliates' everyday business purposes – information about your creditworthiness			Yes	Yes
For our affiliates to market to you			Yes	Yes
For non-affiliates to market to you			Yes	Yes
Additional Information
To limit our sharing		Call (888) 610-8206 — our menu will prompt you through your choices *Please Note: If you are a new* customer, we can begin sharing your information 30 days from the date we sent this notice. When you are *no longer* our customer, we may continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.
Questions?		Call (888) 610-8206 or go to KinFinancing.com

Who Are We?
	Kin Financing, LLC, 222 W Merchandise Mart Plaza, Suite 910, Chicago, IL 60654
What We Do
How does Kin Financing protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings, as well as industry standard physical, electronic and procedural security safeguards to protect from loss, misuse or unauthorized alterations. We support encryption whenever we prompt you to transmit sensitive information.
How does Kin Financing collect my personal information?	We collect your personal information, for example, when you: · Apply for a loan or give us your income information · Give us your contact information or provide your mortgage information · Share with us your driver's license We also collect your personal information from others, such as credit bureaus, affiliates or other companies.
Why can't I limit all sharing?	Federal law gives you the right to limit only: · Sharing for affiliates' everyday business purposes – information about your creditworthiness · Affiliates from using your information to market to you · Sharing for non-affiliates to market to you State laws and individual companies may give you additional rights to limit sharing. For information on state laws, see the Other Important Information section below.
What happens when I limit sharing for an account I hold jointly with someone else?	Your choices will apply to everyone on your account.
Definitions
Affiliates	Companies related by common ownership or control. They can be financial and non-financial companies. · Some of our affiliates include companies with "Kin" in the name, such as Kin Insurance, Inc., Kin Risk Management, LLC, Kin Risk Management Nexus, LLC, Kin Risk National Management, LLC, Kin Insurance Network Distributor, LLC, along with Bright Policy, LLC, The Family Agency, Inc. and Elite Insurance, Group, Inc.
Non-Affiliates	Companies not related by common ownership or control. They can be financial and non-financial companies. · Nonaffiliates we share with can include mortgage companies, insurance companies, insurance agencies, direct marketing companies, affiliate marketing companies, home warranty companies.
Joint Marketing	A formal agreement between non-affiliated financial companies that together market financial products and services to you. · Our joint marketing partners include insurance, financial services, financing-related and mortgage companies.

Other Important Information

CA: Accounts with a California mailing address are automatically treated as if they have limited the sharing with nonaffiliates as described on page 1 unless you have agreed to allow us to share your information separately.

ND: Accounts with a North Dakota mailing address are automatically treated as if they have limited the sharing as described on page 1, and we will not share your information for joint marketing, unless you have agreed to allow us to share your information separately.

NV: We are providing you this notice pursuant to Nevada law. If you prefer not to receive marketing calls from us, you may be placed on our Internal Do Not Call List by calling 1-800-945-9470, or by writing to us at 222 W Merchandise Mart Plaza, Suite 910, Chicago, IL 60654.

For more information, contact us at the address above, or email contact@kinfinancing.com, with "Nevada Annual Notice" in the subject line. You may also contact the Nevada Attorney General's office: Bureau of Consumer Protection, Office of the Nevada Attorney General, 555 E. Washington St., Suite 3900, Las Vegas, NV 89101; tele-phone number: 1–702–486–3132; email aginfo@ag.nv.gov.

VT: Accounts with a Vermont mailing address are automatically treated as if they have limited the sharing as described on page 1 unless you have agreed to allow us to share your information separately. For joint marketing, we will only disclose your name, contact information and information about your transactions.

GLBA privacy notice