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Why you’ll love Kin

We can help you explore what’s possible for your home.

Customizable

We find solutions that fit your budget and goals.

Easy

We support you through the entire loan process, from application to closing.

Fast

Our friendly experts work on your timeline — and we're here to help.

Home financing options at Kin

From home improvements to financial flexibility, your home's equity can power your next move.

Home equity loan

A lump-sum loan, using your home equity, to take care of one-time expenses.

HELOC

A revolving line of credit to take care of recurring or unpredictable expenses.

Purchase

When you’re ready to buy your next dream home.

Refinance

For a smarter monthly mortgage payment.

Common questions about home financing with Kin

Where are Kin Financing services available?

Kin currently offers home financing services in Florida, but we’re quickly expanding to other states where we offer home insurance.

Do I have to have home insurance with Kin to work with Kin on my home finances?

No, you don’t need to have home insurance with Kin to qualify for home financing with Kin, but we can help you with both solutions.

Why should I work with Kin on my home finances?

Kin Financing lets you explore options at your own pace, while providing award-winning customer service and expert advice. You can apply online, anytime, at your own convenience. We’re there when you need a fast approval to buy a house or a way to lower your mortgage payment when rates drop.

If you’re refinancing, here’s when you can use Kin Financing:

  • You need to get cash out of your home.

  • You want to lower your monthly payment.

  • You’re interested in shortening your loan term.

If you’re buying a home, here’s when we recommend using Kin Financing:

  • You’re starting your home search.

  • You have a home in mind and want to make an offer.

  • You already have a signed purchase agreement.

If I want to use the equity I have in my home, should I get a HELOC or a home equity loan?

A home equity loan gives you a lump sum with a fixed interest rate, while a HELOC provides a flexible line of credit with a variable interest rate, letting you draw funds as needed. Kin Financing is here to understand your needs and recommend the best option for you.

How do I reach Kin Finance’s customer service?

We’re available to answer any of your home financing questions at (888) 610-8206.