Back in Indiana, Jerry and Linda had their own insurance agent for years — the kind of guy who knew them by name and would come to the house if they needed him. Florida felt different from the start: coverage came together fast, but it was more impersonal.

Then the rate hikes began. Their first Florida policy jumped within a year, so they shopped around and switched companies. It happened again: this past year, their new company’s renewal notice nearly doubled their rate to $2,600 — which makes a real difference for two retired teachers watching their finances. Florida’s insurance market didn’t help their nerves, either. They’d heard the stories from friends and neighbors: insurers leaving the state, policies canceled over roof age, and rates with seemingly no ceiling.

“We didn’t want to sign up with a company that was here today and gone tomorrow.”

— Jerry

That’s when Jerry saw an ad for Kin. He called in and was connected with an agent named Scott who made sure Jerry and Linda were comparing apples to apples across every coverage line, from sinkholes to hurricanes to flood risk. The result was insurance for less than half of what their renewal would have cost, with better coverage than before.

Happy with the savings and the personal service, Jerry and Linda mentioned Kin on their show, and viewers started signing up too.

“It made us feel a connection … they give you a family feel and I love that.”

— Linda

For Jerry and Linda, the relief was immediate. The policy fit their budget. Plus, Kin eased their bigger concern about living in Florida — assuring them they’re committed to the state for the long haul with programs that reward homeowners for storm-proofing their homes.

“Sometimes you feel like there’s a cloud hanging over your head … after talking to Kin and finding out I was going to save a lot of money, I was so happy.”

— Linda

Jerry and Linda call this house their “little piece of heaven,” the retirement nest Jerry carried Linda across the threshold of eight years ago. Three of their sons have served in the military — one Navy, one Marine Corps, one Air Force — and Jerry has always coached them to keep the right insurance on every car and every home. He’s already told their oldest son to look into Kin.

For now, the house fills up every holiday. Kids and grandkids three to a bed, someone camped on the sofa — it’s a full house they wouldn’t trade for anything. Keeping it insured, and insured well, is how Jerry and Linda plan to keep it in the family.