Coverage you can count on
is just a click away.
Simply answer a few questions to get your personalized quote online. It only takes minutes.
Rather speak directly with an agent? Call 855-717-0022
Trusted by thousands of homeowners
Ratings as of September 2026
How it works
Covered in 3 steps.
It’s this simple.
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1
Tell us about your home.
Answer a few basic questions. You’ll see your quote in minutes.
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2
Personalize your policy.
Customize coverages, limits, and deductibles to fit your home.
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3
Get covered.
Sign online, or let a licensed agent walk you through it by phone.
Why Kin*
Built for homes like yours. And built to last.
Easy access where coverage is hard to find
Kin helps homeowners find coverage in higher-risk areas, from hurricane coasts to hail country to wildfire zones.
Cared for, every step of the way
When there’s advance notice for major weather events, we check in with you before they hit. Then we reach out to help you file a claim after.
Tailored to your home, not your ZIP code
Coverage options are built around your actual home: its age, construction, and roof. Then you pick and choose.
Real support when you need it
Questions before you buy? Need help with a claim? Our dedicated team is here for you.
From real Kin customers
Thousands of five-star reviews.
“I spoke with Licensed Sales Agent Andrea and she was absolutely fabulous. She guided us through the whole process with no pressure. Definitely recommend calling Kin.”
“Straightforward and simple. Easy to use and no frustration. I am happy with the experience and would recommend Kin to anyone.”
“Everything was simple. No problems, agent was knowledgeable.”
Trustpilot
The opinions expressed belong solely to individual reviewers and do not reflect the opinions of the Kin Insurance, Inc. group of companies or affiliates. Reviews may be from customers in any state where Kin operates and are for informational purposes only.
Frequently asked questions
Who is Kin?
Kin helps homeowners find home insurance built around their actual homes, with licensed agents available by phone when you want to talk it through. We’ve been serving homeowners across the country since 2017 and have earned more than 14,000 5-star reviews as of September 2026.
Is coverage available in my state?
Kin helps homeowners find coverage in 14 states: Alabama, Arizona, California, Colorado, Florida, Georgia, Louisiana, Mississippi, Missouri, Oklahoma, South Carolina, Tennessee, Texas, and Virginia. That includes homes in higher-risk areas, where coverage can be hard to find.
Can I bundle home and auto insurance?
Kin auto insurance is currently available in Florida and Texas. If you live in either state and are interested in adding car insurance to your policy, get a quote with us today or talk with a licensed agent.
What do I need to get a quote?
Just your property address and a few basic details about your home. Most online quotes only take a few minutes, and there’s no obligation to move forward.
I already have home insurance with another company. How do I switch?
Switching is simple, and you don’t have to figure it out alone. Start a quote online or call 855-717-0022, and a licensed Kin agent is available to walk you through it: comparing your current coverage, picking a start date that lines up with your current policy, and answering questions along the way. Keep your current policy active until your new one starts, so there’s no gap in coverage.
I was dropped or non-renewed. What should I do?
Start checking out your home insurance options as soon as you can, ideally well before your current policy ends. The easiest way to explore all your options is to have the declarations page from your current insurer ready. With that in hand, it’s quick and simple to get quotes from most insurers. Find coverage built for your home in minutes. Get a quote with Kin.
Get a quote.
Get covered.
Only takes minutes. No obligation.