A number of communities qualify as secured communities: those with a guard at the gate, a keycard gate, a stationed guard in the area, or a single entry.
If your home is in a secured community, you may be eligible for a discount on your homeowners insurance
But before we get into details, first let’s establish what “counts” as a secured community for insurance purposes:
All these types of communities qualify you for a discount, but the more secure the area, the higher the discount. For reference, gated man guard and gated key card are the most secure. Community patrol and single entry are the second most secure.
Here’s how you can prove you live in a secured community, depending on the residential type:
If you need help figuring out what type of community your home belongs to or if you need assistance with verifying your community’s level of security, feel free to give us a call at (855) 717-0022.
While you're here, see if you qualify for alarm discounts, too.
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